I have never been a fan of bond funds. Unlike a direct investment in an individual bond that you can hold to maturity and be assured you will get your principal back (assuming no default), a fund has no finite maturity date and most funds are actively traded.
Suze Orman
Related Stable-value funds can be a good, safe place to park cash where you will get something better than a... BRIAN PORTNOY Unlike actively managed funds, there is no way that a fund manager can improve the gross asset perfo... GEOFF MILLER If you are holding a lemon, a once-hot fund, it's time to sell. Funds on the Lemon List are doing D-... ED FOSTER China has created very good investment tools, including an entire network of very large funds. The R... VLADIMIR PUTIN There are no signs that funds have lost appetite. As long as you have a list of problems, funds will... ANGUS MACMILLAN Conventional wisdom is you don't need too many bond funds, ERIC JACOBSON I think her results are a direct result of her hard work and the maturity factor comes in. She has b... BRIAN WILLIAMS No one fund family has all the best types of funds. One fund family might be good with domestic equi... LOU STANASOLOVICH The shorter the time until maturity, the less impact rising rates will have on bond prices. JAMES STACK Retail investors can currently gain access to products with hedge-fund investment characteristics th... CLIVE BRIAULT I think what attracted hedge funds (to the reinsurance business) was that these are random events th... BOB COONEY Maturity...is knowing what your limitations are...Maturity is a bitter disappointment for which no r... KURT VONNEGUT The yield curve has narrowed. Some money market funds are now yielding more than 4%. At that rate, t... GARY SCHLOSSBERG Single country emerging market funds are very volatile. Do you need a Korea fund? The answer is no. ... BILL ROCCO Bonds finally showed a little reversal. We put in a high on the long-terms and then dipped off of th... TIM HEEKIN The Principal(R) is very pleased to provide employees of our home state a robust investment platform... DAVID MILES The thing to do with mutual funds is to buy a couple of decent ones, set up an investment plan and t... ALEX BERENSON Maturity: control your emotions! Maturity: get understanding! Maturity: learn from daily experiences... ERNEST AGYEMANG YEBOAH There is no mismanagement of funds. I think if you ride to the site and tour it, you will see that e... CLEST LANIER You are blood. You are sisters. No man can break that bond. KIM BOYKIN At this level, global funds may start to move their bond holdings back to neutral, and the earnings ... EDDIE WONG Credit default swap is basically just an agreement that I have with you, where I sell you insurance ... CHARLES DUHIGG Schwab is likely banking on a market recovery and boosts to hedge funds in the mutual fund shakeout,... TODD CAMPBELL And secondly, I would impose a significant state landfill tipping fee and use that tipping fee to fu... ED RENDELL If those funds have a good, long-term record, you can stay within a fund family. BURT GREENWALD Hedge funds are not especially liquid. Many are 'gated' - meaning there are only small windo... BARRY RITHOLTZ Before finding a mentor, I feel it's essential to really find your own calling and passion. From... RANEY ARONSON-RATH They tend to hold investment grade paper, no junk, and they more often than not tend to have a fairl... ANDREW CLARK I hope the finance minister allows our mutual funds to invest in any actively traded listed foreign ... PARAS ADENWALA Listen to your being. It is continuously giving you hints; it is a still, small voice. It does not s... OSHO The average mutual fund has lost about 2.5 percent a year to taxes on dividends and capital gains. M... JOEL DICKSON If you're a Bond fan of any sort, you're going to be interested, ... It's something that gets into y... GRAHAM RYE Age is just a number, and your talent will never fail you. It has no expiry date. MADHURI DIXIT It's no secret we've been looking to strengthen the museum, our collection, and raise scholarship fu... DAVE MCCARTHY This problem has spread from Southern California to Northern California and it's a profit-driven pra... AARON REYES The marketing and sales of hedge funds to individual investors has been an ongoing focus of the NASD... BARRY GOLDSMITH The marketing and sales of hedge funds to individual investors has been an ongoing focus of the NASD... BARRY GOLDSMITH A person's readiness to date is largely a matter of maturity and environment. MYLES MUNROE From '86 until the summer of last year, wherever I went, people would say, You would have made a gre... PIERCE BROSNAN I can't say I'm a Bond girl because I'm too mature to be a Bond girl. I say Bond lady; B... MONICA BELLUCCI A good bond fund, like a high yield fund, has less credit risk and less interest rate risks -- and a... ERIC JACOBSON If you don't like the idea that most of the money spent on lottery tickets supports government p... ROBERT KIYOSAKI In sector plays, you should buy after a down period, when the numbers look terrible. But when you lo... SCOTT KAHAN I would argue...that if you use a discount broker you could do as well as a fund of funds. DARIUS MCDERMOTT The keeper of looted funds is as corrupt as the thief who stole the funds,for without a keeper of st... DAVID ATTA (A.K.A DAVIED ATTLARS & MR DAIN) When James Bond gets old, you get rid of him and bring a new James Bond in. IRWIN WINKLER As a fortysomething actor, you reach a plateau of maturity from which you can really get stuck in. JULIAN SANDS It's one of the few funds that is in such a favorable tax situation. The fund has a large realized l... BILL NYGREN We are delighted that Bob has joined American Independence. He has done an excellent job of managing... ERIC RUBIN Maturity is when you no longer get the urge to make snow angels in mud season JOSH STERN A lot of times there are funds that weren't anticipated to be expended and you still have to stay on... TINA WALKER I wouldn't say no to becoming a Bond girl. Making it in Hollywood has been my dream ever since I... LAURA HADDOCK In my opinion, that showed maturity, ... You can live with both: You can enjoy it, and also get on t... JAMES STREET The acquisition of Guggenheim Alternative Asset Management is a further step in this plan and will p... BRIAN GOGGIN Our goal is to provide a strong, competitive fund family. We've realigned our funds, made significan... DAVID MARKS People give to every campus fund. We have several funds: beautification, scholarship, and general fu... BILL MULSO I grew up with an older brother, and the bond between siblings is unlike anything else, and it can b... BEN SCHNETZER Move your personal investments and retirement funds to socially responsible investment (SRI) funds t... SIMON MAINWARING While bond buying by pension funds and life insurance firms was expected, the market didn't see it. MARI IWASHITA The committee will bring an adversary proceeding in bankruptcy court to have those funds disgorged a... JAMES BELDNER No single group has more to offer in terms of experience, maturity and demonstrated ability. MARIA LEE The story goes as the line follow... alone... loony.... ... That's what's happening.... DEYTH BANGER You do not chop off a section of your imaginative substance and make a book specifically for childre... P. L. TRAVERS There's no hope that a high income state ever will be able to draw back the same amount of funds the... CURTIS DUBAY I would prefer a total stock market fund if it's going to be their only investment, but if it's the ... GARY AMBROSE If it's not back there by the due date, you can go into a default rate here very quickly. If you mis... BILL HARDEKOPF All the funds are commingled, and you get your percentage of the increase. ELIZABETH HENRICKSON When everyone has a microphone, you can't hear anything. Choose one voice carefully and listen in. RICHIE NORTON That will determine whether he should go aggressive or conservative, whether he should go for growth... DENNIS YAW Purchases by the public pension fund will become a stabilizer for the market. The fund will be a ste... HIDENORI SUEZAWA In the game of football, there's a lot of passion involved. To have a young man missing from your fa... JEFF CORDELL If you believe this pension-fund legislation will occur, and if you believe there is asset and liabi... BRIAN ROBINSON I'm not ready to let the youthful part of myself go yet. If maturity means becoming a cynic, if you ... KENNETH CAIN No, no, no, no, no! He's totally not got the suave elegance that Bond needs - and as for making Bond TIMOTHY DALTON If the investor doesn't have enough time and skill to investigate individual stocks or enough mo... HARRY MARKOWITZ I'd love to play a Bond villain. Yeah, I'd love to play a Bond villain. Everyone always says... EDDIE MARSAN Inflows to international equity funds in 2005 exceeded those to U.S. equity funds. Global diversific... AVI NACHMANY When you are born rich, you have all these options. You can pursue a career path that you find inter... JAMIE JOHNSON The bond market has been pricing in a premium against potential inflation. They've been looking at t... ROB PALOMBI I think we'd be in a much better position if we just properly allocated our tax dollars for our tran... BETH GAINES I saw the human-animal bond in another way. It's a survival and a sustenance kind of bond - and that... CORRIE BROWN I care about Bond and what happens to him. You cannot be connected with a character for this long an... SEAN CONNERY Keep in mind that no matter how perfectly you get your life in order, you will never be rid of all y... WAYNE DYER Instead of just spending it on a general fund, let's redirect these monies back to environmental fun... MARY LANDRIEU I would try to get funds below the mean (but) ... I'll pay a little more to get a superior fund. TOM GRZYMALA A bond's easy to get if you're rich and have a lot of money; if not, it's impossible to get. And I d... JEFF FAULKNER Maturity is when your world opens up and you realize that you are not the center of it. M.J. CROAN In Christ we see a maturity of love that flowers in self-sacrifice and forgiveness; a maturity of po... VINCENT NICHOLS I've been in direct contact with the (Ontario Provincial Police) and we're pretty well assured. . ... CLYDE POWLESS I've been in direct contact with the (Ontario Provincial Police) and we're pretty well assured. . ... CLYDE POWLESS For no extra cost, in an equity fund, especially a low-cost index fund, you get currency exposure an... RICHARD FERRI It is a daunting challenge if you have 100 funds to choose from. People are terrified that they will... BARRY SCHWARTZ Maturity is a bitter disappointment for which no remedy exists, unless laughter can be said to remed... KURT VONNEGUT, JR. Maturity is a bitter disappointment for which no remedy exists, unless laughter can be said to reme... KURT VONNEGUT, JR Maturity is a bitter disappointment for which no remedy exists, unless laughter can be said to remed... KURT VONNEGUT Maturity is a bitter disappointment for which no remedy exists, unless laughter can be said to remed... KURT VONNEGUT JR. We have been in direct contact with the Department of Management Services and have been assured that... KYLE CAVANAUGH I am honored to be a Bond girl and be a part of the Bond legacy , ... To star in a video game with C... MARIA MENOUNOS As a group, the funds have shown that you can do about as well in a screened universe as in a non-sc... EMILY HALL You're still lovely," Mor said a bit gently. Elain offered a half smile. "I suppose that war m... SARAH J. MAAS
More Suze Orman
Credit card issuers and HELOC lenders are like fair-weather friends: They cozy up to you in good tim... SUZE ORMAN Take free money. No matter how in debt you are, if your employer offers a matching contribution on a... SUZE ORMAN Every portfolio benefits from bonds; they provide a cushion when the stock market hits a rough patch... SUZE ORMAN Owning a home is a keystone of wealth - both financial affluence and emotional security. SUZE ORMAN If you are worried about job security and do not have an adequate emergency fund (ideally eight mont... SUZE ORMAN I want to be clear here: It does not matter what you say in your will or trust; the beneficiary docu... SUZE ORMAN In January we start saving money, getting out of credit card debt, funding our retirement accounts, ... SUZE ORMAN I'm a big advocate of a work-for-pay setup rather than an allowance that isn't attached to c... SUZE ORMAN The key to making money is to stay invested. SUZE ORMAN No one's ever achieved financial fitness with a January resolution that's abandoned by Febru... SUZE ORMAN The American dream is dead for the majority of America. SUZE ORMAN Recast your current problems into proactive goals. SUZE ORMAN I do not think I am successful just because I have money. I'm successful because I love who I am... SUZE ORMAN The foundation of a financial fresh start actually has nothing to do with money or specific financia... SUZE ORMAN Estate planning is an important and everlasting gift you can give your family. And setting up a smoo... SUZE ORMAN Look everywhere you can to cut a little bit from your expenses. It will all add up to a meaningful s... SUZE ORMAN When you lose something in your life, stop thinking it's a loss for you... it is a gift you have... SUZE ORMAN Every financial worry you want to banish and financial dream you want to achieve comes from taking t... SUZE ORMAN If there is anyone dependent on your income - parents, children, relatives - you need life insurance... SUZE ORMAN When you're happy you find pure joy in your life. There are no regrets in this state of happines... SUZE ORMAN It's impossible to map out a route to your destination if you don't know where you're st... SUZE ORMAN If a child, a spouse, a life partner, or a parent depends on you and your income, you need life insu... SUZE ORMAN The only way you will ever permanently take control of your financial life is to dig deep and fix th... SUZE ORMAN When you are grateful - when you can see what you have - you unlock blessings to flow in your life. SUZE ORMAN A big part of financial freedom is having your heart and mind free from worry about the what-ifs of ... SUZE ORMAN People have got to learn: if they don't have cookies in the cookie jar, they can't eat cooki... SUZE ORMAN The way to build your savings is by spending less each month. SUZE ORMAN Like your home's closets, your financial clutter needs an overhaul every now and again, and the ... SUZE ORMAN If you have debt I'm willing to bet that general clutter is a problem for you too. SUZE ORMAN The chances of a bank going out of business are extremely slim, but it's always a good idea to s... SUZE ORMAN Private student loans should be avoided at all costs. SUZE ORMAN True generosity is an offering; given freely and out of pure love. No strings attached. No expectati... SUZE ORMAN If you wait to see how much money you have left at the end of the month to put toward savings, the a... SUZE ORMAN If you're financially responsible, your children have a much better chance to grow up financiall... SUZE ORMAN Thoughtful financial planning can easily take a backseat to daily life. SUZE ORMAN For seven years after college, I was a waitress at the Buttercup Bakery in Berkeley, and from there ... SUZE ORMAN I am a big believer that orderliness begets wealth. SUZE ORMAN We tend to focus on assets and forget about debts. Financial security requires facing up to the big ... SUZE ORMAN Understand and accept the cycles of money. The setbacks you may have today or next year will not kee... SUZE ORMAN Never cosign a loan. Once you have cosigned, you cannot get out of it - even on your deathbed. SUZE ORMAN Your credit score affects the interest rates you're offered on credit cards and loans, can be us... SUZE ORMAN The most important loan to pay is your student loan. It's more important than your mortgage, car... SUZE ORMAN The new American dream is one of responsibility. What is the bottom-line number that you're goin... SUZE ORMAN It's better to do nothing with your money than something you don't understand. SUZE ORMAN The advantage of online banking is that you can pay bills superfast, and your account is automatical... SUZE ORMAN If you pay off your mortgage before retirement, you take a huge financial load off your shoulders. Y... SUZE ORMAN It pays to be a fee fiend. SUZE ORMAN Prenups are so unromantic - a sign of distrust, not love. Time for a reality check, my friends. Firs... SUZE ORMAN We never had it as rough as the kids have it today. Look at the price of a gallon of gas or a piece ... SUZE ORMAN Cash - in savings accounts, short-term CDs or money market deposits - is great for an emergency fund... SUZE ORMAN Time is key to building your financial security. SUZE ORMAN Anything that gets people to think harder about their financial security and take some responsibilit... SUZE ORMAN The foundation of a financial fresh start actually has nothing to do with money or specific financia... SUZE ORMAN Credit card companies are jacking up interest rates, lowering credit limits, and closing accounts - ... SUZE ORMAN I love the Roth IRA. Tax-free income in retirement is a truly great deal. SUZE ORMAN You must trust yourself more than you trust others. Pay attention to your inner voice - it will tell... SUZE ORMAN Make it a priority to have at least eight months of living costs set aside in a federally insured ba... SUZE ORMAN Once your kids are grown and you know that you're completely healthy, consider canceling your li... SUZE ORMAN A revocable living trust allows your heirs to avoid probate entirely and keeps you in complete contr... SUZE ORMAN Money you know you need or want to spend in the next few years is savings. Money you keep handy for ... SUZE ORMAN It's easy to underestimate the real cost of home ownership. SUZE ORMAN Abundance is about being rich with or without money. SUZE ORMAN Each cent you apply toward diminishing your debt replenishes you. SUZE ORMAN When you give, give from the place of the heart because it is the right thing to do, not the easy th... SUZE ORMAN One journalist estimated my liquid net worth at $25 million. That's pretty close. My houses are ... SUZE ORMAN It wasn't until I stood in my truth and told everybody that I had $250,000 in credit card debt. ... SUZE ORMAN To make the most of your money, I recommend sticking with mutual funds that don't charge a commi... SUZE ORMAN Pay off your mortgage before retirement, and that's one less bill you'll have to worry about... SUZE ORMAN Women fake orgasms and men fake finances. SUZE ORMAN Be aware of the language of poverty as it's spoken around you; "I don't care about
money; I don't ... SUZE ORMAN While a reverse mortgage can indeed be a viable way to generate income, it is very important to unde... SUZE ORMAN A reverse mortgage is available to anyone who is at least 62 years old and owns a home outright, or ... SUZE ORMAN Learn how to prioritize all your debt. And did you know student loan debt is the most dangerous debt... SUZE ORMAN I generally encourage people to make good on debts when they have enough money to repay them. But on... SUZE ORMAN What I've learned is that the audience is constantly rotating. Just because it feels like I'... SUZE ORMAN Every time you overhear something hurtful, I want you to do something kind for someone else. SUZE ORMAN If you're going down the street and you're going the wrong way, remember - God permits U-tur... SUZE ORMAN Even if you were to fall into extreme financial hardship and file for bankruptcy, you need to unders... SUZE ORMAN A wise woman knows how to summon her courage and do what is right, rather than what is easy. SUZE ORMAN Remember: If the IRS suspects you haven't reported income, it can challenge returns from the pas... SUZE ORMAN So many financial dreams are thwarted by the failure to act upon good intentions. SUZE ORMAN The prenup needs to be drawn up months before the wedding, not days - it's not something you sla... SUZE ORMAN Writing is hard work, not magic. It begins with deciding why you are writing and whom you are writin... SUZE ORMAN It's fine to seek professional help, but I urge everyone - no matter how big their portfolio - t... SUZE ORMAN He stilled my room, for sure. SUZE ROTOLO Everybody is waiting for cooler weather--and I am just waiting for you--. (Bob Dylan in a letter) SUZE ROTOLO Physics investigates the essential nature of the world, and biology describes a local bump. Psycholo... WILLARD VAN ORMAN QUINE It is one of the consolations of philosophy that the benefit of showing how to dispense with a conce... WILLARD VAN ORMAN QUINE 'Ouch' is not independent of social training. One has only to prick a foreigner to appreciat... WILLARD VAN ORMAN QUINE To be is to be the value of a variable. WILLARD VAN ORMAN QUINE