The new American dream is one of responsibility. What is the bottom-line number that you're going to be able to pay back toward a student loan responsibly if you're doing it yourself after you have a job? That dictates the amount of money you can borrow. That dictates the school you can go to, if you can even go to a four-year college at all.
Suze Orman
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More Suze Orman
Credit card issuers and HELOC lenders are like fair-weather friends: They cozy up to you in good tim... SUZE ORMAN Take free money. No matter how in debt you are, if your employer offers a matching contribution on a... SUZE ORMAN Every portfolio benefits from bonds; they provide a cushion when the stock market hits a rough patch... SUZE ORMAN Owning a home is a keystone of wealth - both financial affluence and emotional security. SUZE ORMAN If you are worried about job security and do not have an adequate emergency fund (ideally eight mont... SUZE ORMAN I want to be clear here: It does not matter what you say in your will or trust; the beneficiary docu... SUZE ORMAN In January we start saving money, getting out of credit card debt, funding our retirement accounts, ... SUZE ORMAN I'm a big advocate of a work-for-pay setup rather than an allowance that isn't attached to c... SUZE ORMAN The key to making money is to stay invested. SUZE ORMAN No one's ever achieved financial fitness with a January resolution that's abandoned by Febru... SUZE ORMAN The American dream is dead for the majority of America. SUZE ORMAN Recast your current problems into proactive goals. SUZE ORMAN I do not think I am successful just because I have money. I'm successful because I love who I am... SUZE ORMAN The foundation of a financial fresh start actually has nothing to do with money or specific financia... SUZE ORMAN Estate planning is an important and everlasting gift you can give your family. And setting up a smoo... SUZE ORMAN Look everywhere you can to cut a little bit from your expenses. It will all add up to a meaningful s... SUZE ORMAN When you lose something in your life, stop thinking it's a loss for you... it is a gift you have... SUZE ORMAN Every financial worry you want to banish and financial dream you want to achieve comes from taking t... SUZE ORMAN If there is anyone dependent on your income - parents, children, relatives - you need life insurance... SUZE ORMAN When you're happy you find pure joy in your life. There are no regrets in this state of happines... SUZE ORMAN It's impossible to map out a route to your destination if you don't know where you're st... SUZE ORMAN If a child, a spouse, a life partner, or a parent depends on you and your income, you need life insu... SUZE ORMAN The only way you will ever permanently take control of your financial life is to dig deep and fix th... SUZE ORMAN When you are grateful - when you can see what you have - you unlock blessings to flow in your life. SUZE ORMAN A big part of financial freedom is having your heart and mind free from worry about the what-ifs of ... SUZE ORMAN People have got to learn: if they don't have cookies in the cookie jar, they can't eat cooki... SUZE ORMAN The way to build your savings is by spending less each month. SUZE ORMAN Like your home's closets, your financial clutter needs an overhaul every now and again, and the ... SUZE ORMAN If you have debt I'm willing to bet that general clutter is a problem for you too. SUZE ORMAN The chances of a bank going out of business are extremely slim, but it's always a good idea to s... SUZE ORMAN Private student loans should be avoided at all costs. SUZE ORMAN True generosity is an offering; given freely and out of pure love. No strings attached. No expectati... SUZE ORMAN If you wait to see how much money you have left at the end of the month to put toward savings, the a... SUZE ORMAN If you're financially responsible, your children have a much better chance to grow up financiall... SUZE ORMAN Thoughtful financial planning can easily take a backseat to daily life. SUZE ORMAN For seven years after college, I was a waitress at the Buttercup Bakery in Berkeley, and from there ... SUZE ORMAN I am a big believer that orderliness begets wealth. SUZE ORMAN We tend to focus on assets and forget about debts. Financial security requires facing up to the big ... SUZE ORMAN Understand and accept the cycles of money. The setbacks you may have today or next year will not kee... SUZE ORMAN Never cosign a loan. Once you have cosigned, you cannot get out of it - even on your deathbed. SUZE ORMAN Your credit score affects the interest rates you're offered on credit cards and loans, can be us... SUZE ORMAN The most important loan to pay is your student loan. It's more important than your mortgage, car... SUZE ORMAN It's better to do nothing with your money than something you don't understand. SUZE ORMAN The advantage of online banking is that you can pay bills superfast, and your account is automatical... SUZE ORMAN If you pay off your mortgage before retirement, you take a huge financial load off your shoulders. Y... SUZE ORMAN It pays to be a fee fiend. SUZE ORMAN Prenups are so unromantic - a sign of distrust, not love. Time for a reality check, my friends. Firs... SUZE ORMAN We never had it as rough as the kids have it today. Look at the price of a gallon of gas or a piece ... SUZE ORMAN Cash - in savings accounts, short-term CDs or money market deposits - is great for an emergency fund... SUZE ORMAN Time is key to building your financial security. SUZE ORMAN Anything that gets people to think harder about their financial security and take some responsibilit... SUZE ORMAN The foundation of a financial fresh start actually has nothing to do with money or specific financia... SUZE ORMAN Credit card companies are jacking up interest rates, lowering credit limits, and closing accounts - ... SUZE ORMAN I love the Roth IRA. Tax-free income in retirement is a truly great deal. SUZE ORMAN You must trust yourself more than you trust others. Pay attention to your inner voice - it will tell... SUZE ORMAN Make it a priority to have at least eight months of living costs set aside in a federally insured ba... SUZE ORMAN Once your kids are grown and you know that you're completely healthy, consider canceling your li... SUZE ORMAN A revocable living trust allows your heirs to avoid probate entirely and keeps you in complete contr... SUZE ORMAN Money you know you need or want to spend in the next few years is savings. Money you keep handy for ... SUZE ORMAN It's easy to underestimate the real cost of home ownership. SUZE ORMAN Abundance is about being rich with or without money. SUZE ORMAN Each cent you apply toward diminishing your debt replenishes you. SUZE ORMAN When you give, give from the place of the heart because it is the right thing to do, not the easy th... SUZE ORMAN One journalist estimated my liquid net worth at $25 million. That's pretty close. My houses are ... SUZE ORMAN It wasn't until I stood in my truth and told everybody that I had $250,000 in credit card debt. ... SUZE ORMAN To make the most of your money, I recommend sticking with mutual funds that don't charge a commi... SUZE ORMAN Pay off your mortgage before retirement, and that's one less bill you'll have to worry about... SUZE ORMAN Women fake orgasms and men fake finances. SUZE ORMAN Be aware of the language of poverty as it's spoken around you; "I don't care about
money; I don't ... SUZE ORMAN While a reverse mortgage can indeed be a viable way to generate income, it is very important to unde... SUZE ORMAN A reverse mortgage is available to anyone who is at least 62 years old and owns a home outright, or ... SUZE ORMAN Learn how to prioritize all your debt. And did you know student loan debt is the most dangerous debt... SUZE ORMAN I generally encourage people to make good on debts when they have enough money to repay them. But on... SUZE ORMAN What I've learned is that the audience is constantly rotating. Just because it feels like I'... SUZE ORMAN Every time you overhear something hurtful, I want you to do something kind for someone else. SUZE ORMAN If you're going down the street and you're going the wrong way, remember - God permits U-tur... SUZE ORMAN Even if you were to fall into extreme financial hardship and file for bankruptcy, you need to unders... SUZE ORMAN A wise woman knows how to summon her courage and do what is right, rather than what is easy. SUZE ORMAN Remember: If the IRS suspects you haven't reported income, it can challenge returns from the pas... SUZE ORMAN So many financial dreams are thwarted by the failure to act upon good intentions. SUZE ORMAN The prenup needs to be drawn up months before the wedding, not days - it's not something you sla... SUZE ORMAN Writing is hard work, not magic. It begins with deciding why you are writing and whom you are writin... SUZE ORMAN I have never been a fan of bond funds. Unlike a direct investment in an individual bond that you can... SUZE ORMAN It's fine to seek professional help, but I urge everyone - no matter how big their portfolio - t... SUZE ORMAN He stilled my room, for sure. SUZE ROTOLO Everybody is waiting for cooler weather--and I am just waiting for you--. (Bob Dylan in a letter) SUZE ROTOLO Physics investigates the essential nature of the world, and biology describes a local bump. Psycholo... WILLARD VAN ORMAN QUINE It is one of the consolations of philosophy that the benefit of showing how to dispense with a conce... WILLARD VAN ORMAN QUINE 'Ouch' is not independent of social training. One has only to prick a foreigner to appreciat... WILLARD VAN ORMAN QUINE To be is to be the value of a variable. WILLARD VAN ORMAN QUINE