Learn how to prioritize all your debt. And did you know student loan debt is the most dangerous debt any of us can have?

Even if you were to fall into extreme financial hardship and file for bankruptcy, you need to understand that your student loan debt will not be discharged in bankruptcy. It is the Velcro of all debts.

The most important loan to pay is your student loan. It's more important than your mortgage, car and credit card payments. You cannot discharge student loan debt in the majority of cases.

Never cosign a loan. Once you have cosigned, you cannot get out of it - even on your deathbed.

If you have debt I'm willing to bet that general clutter is a problem for you too.

It's impossible to map out a route to your destination if you don't know where you're starting from.