Your credit score affects the interest rates you're offered on credit cards and loans, can be used to vet your job application, and in some states may influence your insurance premiums.


Suze Orman

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Credit card companies are jacking up interest rates, lowering credit limits, and closing accounts - ...
SUZE ORMAN
They might also give you your credit score. They'll give you free copies of your credit report every...
LINDA SHERRY
Many families are frustrated and overwhelmed by working hard only to see their debt grow instead of ...
BILL HARDEKOPF
Focus debt payments on the credit card, then the car, and then the student loans -- always pay your ...
DOUG FLYNN
Mint's business model became, 'We'll go for free, and then we'll find these savings ...
AARON PATZER
Pay off cards with low balances. This will create some breathing room in the budget that may be need...
GREG MCBRIDE
It's a bad idea. Credit insurance is a rip-off because it's very expensive and you get very little f...
LORAYNE FIORILLO
Simply calling your credit card issuer and asking them to lower your interest rate may yield immedia...
JEAN CHATZKY
Call your credit-card company and see if they'll lower your interest rate on your debts.
JANE BRYANT QUINN
It's a very serious negative item on your report, on par with a tax lien or a bankruptcy. You will d...
MAXINE SWEET
No one anticipates divorce when they're exchanging vows, and it can be devastating emotionally a...
JEAN CHATZKY
When you pay your bills off it brings your credit score up.
KATRINA MITCHELL
It's also important to know that when taxes go unpaid, the IRS can place a lien on your assets. Unpa...
MAXINE SWEET
[If you carry a balance, you should by all means use this low-rate environment to lower your finance...
ROBERT MCKINLEY
If you have a company that's merging with another — in telecommunications or credit cards — it pay...
JOE RIDOUT
If you've got your house, got your car, got your two credit cards and you know there's no other cred...
BETH GIVENS
You want 21 percent risk free? Pay off your credit cards.
ANDREW TOBIAS
Most credit cards provide some sort of protection against a defective purchase, and with gold or pla...
JEAN CHATZKY
It'll be transferred to your credit account readily, you may even get a credit report when you go ho...
CHARLES WALTON
If you are worried about job security and do not have an adequate emergency fund (ideally eight mont...
SUZE ORMAN
Cut up your credit cards, get rid of your checkbook, don't shop by yourself.
DONALD BLACK
Everyone can get a little sloppy with cash and it's smart to notice. But what's squeezing yo...
JANE BRYANT QUINN
You can still mail your payment in on Saturday, and new this year, you can pay by credit card on the...
GARY BARBER
I'm hooked. It was a lot of fun. Just be sure to keep a watchful eye on your credit cards!
ERON GARCIA
If you belong to a credit union or any associations, check to see if they have any sort of guarantee...
DEB OUTLAW
Citigroup, Bank of America, and JP Morgan Chase should not be permitted to charge consumers 25- to 3...
BERNIE SANDERS
A three bureau unlimited access to your credit report and credit scores and that also gives you with...
COLLEEN TUNNEY
They're pushing credit cards. They don't take Visa, but they do take American Express, or th...
BILL JANKLOW
Everyone can get a little sloppy with cash and it's smart to notice. But what's squeezing you is the...
JANE BRYANT QUINN
It's very simple. Your auto insurance premiums should be based on what kind of driver you are.
HARVEY PEYTON
Your entire credit history -- both the good and the bad -- is contained in your credit report.
BARBARA ANTHONY
If you notice anything questionable, such as accounts you don't recognize, or payment disputes, deal...
MAXINE SWEET
Having a significant amount of credit card debt may not be a problem unless you lose your job, your ...
GAY WATSON
A credit derivative, at its core, is actually a very simple concept... The simplest way to think of ...
BLYTHE MASTERS
The most spiritual place you can be in your life is when you're being very real, when you're...
MEREDITH BROOKS
It is good to own your own home (no mortgage). Own your own car (paid in full). Pay off your credit ...
LORRIN L. LEE
The one (interest) point you save pays for the credit insurance policy.
ERIC SHAW
Getting to a higher spiritual level is like increasing your credit score. You get a lot more points ...
LISA KLEYPAS
Most business lines continue to exhibit strong sales during the quarter, including sales of consumer...
HOWARD ATKINS
Creditors get nervous if they see a lot of inquiries in your credit history, ... They may think you'...
ROBERT MCKINLEY
The power to end credit sales in your business,is by learning to inflate your debtors bill,then you ...
DAVID ATTA (A.K.A DAVIED ATTLARS & MR DAIN)
Our advice -- carry only essential credit and ATM cards. If you do not plan to use them during your ...
MARK HALL
Don't bother checking your credit report. Your lender will do that for you. Yeah, there might be a c...
DAYANA YOCHIM
What we're recommending is that people take out as much cash as they would need for a long weekend. ...
JAMES CHESSEN
You can always make a film somehow. You can beg, borrow, steal the equipment, use credit cards, use ...
WALTER MURCH
I had begun to worry about the housing market back in 2003, when lenders first resurrected interest-...
MICHAEL BURRY
[Equity might have been the only thing preventing foreclosure a decade ago, said Hsieh, but these da...
ANTHONY HSIEH
If I'm going to be the nagging mother type, if you have a lot of debt, especially high-interest cred...
KAY BELL
Nobody cares if you're black, white, straight, gay, Christian, Jewish, whatever it may be. When ...
COLIN KAEPERNICK
It's worth trying and doing your best. And remember, for some questions you can get full credit even...
DAN CASLER
Whether you're earning $7 an hour or $700,000 a year, it's very important to protect your cr...
FRANK ABAGNALE
You lose your home, you are much more likely to lose your job the year following. The reason for tha...
MATTHEW DESMOND
If you have a 19 percent credit card and you pay it off you make 19 percent on your money. If you ha...
JANE BRYANT QUINN
Lenders have less of a vested interest in maintaining higher credit standards because they bundle [t...
DAVID JOY
You cannot will yourself to be interested in something you're not interested in. But you can act...
ANGELA DUCKWORTH
If your bank took bailout money, take your money out of that bank and put it in a credit union. Cred...
MICHAEL MOORE
If you default on your Visa bill, nobody comes to repossess your refrigerator or auction off your sh...
VIRGINIA POSTREL
You can always make a film somehow. You can beg, borrow, steal the equipment, use credit cards, use ...
WALTER MURCH
You can no longer define your manhood by whether you're on a nine-to-five job or you're maki...
TEMPESTT BLEDSOE
Giving your kids credit cards is like letting them use drugs early so that they won't turn into addi...
JANET BODNAR
Once you're on the field, you're playing. You're not worried about anything other than d...
COLIN KAEPERNICK
I like to open for a band as it brings on sort of a challenge and it makes things more interesting. ...
KELLY JONES
To be sure, the provision of liquidity alone can by no means solve the problems of credit risk and c...
BEN BERNANKE
Once your kids are grown and you know that you're completely healthy, consider canceling your li...
SUZE ORMAN
This is the national equivalent of having no savings, your credit card maxed out, you didn't renew y...
DIANA DEGETTE
You're talking about interest rates that are essentially credit card rates. You don't stand a chance...
BRUCE CAPLIN
Some people think they're depressed and they go to the doctor and want pills. And you just think...
GRAHAM NORTON
I recently came across this credit union: http://www.wrdcu.org that is affiliated with your organiza...
JAMES BROOKS
You can't please everyone, and you have to trust your instincts, and you have to do your work an...
MATT RYAN
It may be a good idea to get some equity out from your property for some renovation or to fund that ...
ZENG HAN JUN
You must accept responsibility for your actions, but not the credit for your achievements.
DENIS WAITLEY
Credit cards are certainly not a ubiquitous payment system, but mobile phones are. We are monetizing...
GREG WILFAHRT
If you blame others for your failures, do you credit them with your success?
WINSTON CHURCHILL
On the credit perspective, there is a benefit from portfolio diversification. If one of your cylinde...
HEATHER GOODCHILD
You didn't need to carry money. Your face was your credit card - all over the world.
WALTER PIDGEON
Debt certainly isn't always a bad thing. A mortgage can help you afford a home. Student loans ca...
JEAN CHATZKY
Marriage is a full-time job; wooing is your application, courtship your interview, engagement your j...
MATSHONA DHLIWAYO
There can be moments in your life where you may feel attracted to someone depending on circumstance,...
CHARLES M. BLOW
And that's it. That is where you should get your credit report.
BARBARA ANTHONY
If you're in over your head, go out tomorrow and see a consumer credit counseling service, ... Talk ...
DAVID CARUSO
You can't take credit for your successes if you don't take responsibility for your failures.
JEFFREY BENJAMIN
I have a lovely light blue Kate Spade wallet. It has pockets for many credit cards, business cards, ...
AJA NAOMI KING
Credit cards are powerful tools, but they can be dangerous, so you have to read the instructions car...
JANET EISSENSTAT
Only aim to do your duty, and mankind will give you credit where you fail.
THOMAS JEFFERSON
When you pay a hospital bill, you're really paying two hospital bills - one bill for you because...
P. J. O'ROURKE
You can take no credit for beauty at sixteen. But if you are beautiful at sixty, it will be your sou...
MARIE STOPES
It has always been more expensive for the poor to borrow money. We see this in everything from mortg...
JOHN NIVEN
Most people are motivated by the economy. And if you've lost your job, lost your mortgage, lost ...
ED RENDELL
Financial records are protected. We can't, by law, get your tax forms. To get personal credit histor...
DON MACLEOD
This is me, remember?" retorts Suze. "I know what you're like! You used to throw all your bank state...
SOPHIE KINSELLA
The merchant may want to make some other arrangement like a store credit or a gift certificate or so...
JEANNE HOGARTH
Credit cards are like snakes: Handle 'em long enough, and one will bite you.
ELIZABETH WARREN
Credit of time in your life is limited
SUNDAY ADELAJA
There’s a direct correlation between credit score and how you score.
PETER PADILLA
You are the master of your destiny. You can influence, direct and control your own environment. You ...
NAPOLEON HILL
We all used to collect baseball cards that came with bubble gum. You could never get the smell of gu...
PENNY MARSHALL
If you had a job, and every day you're going back home and telling all your friends how horrible...
STEVE SCALISE
Their guards are really, really fast. Because they?re in your face on defense and they?re so fast th...
BERYL PIPER
Some people max out their credit cards; others, their needs.
LESLIE MIKLOSY
If you need to put your money in a safe and secure place and you want it to earn interest, Treasury ...
JIM COOPER

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Credit card issuers and HELOC lenders are like fair-weather friends: They cozy up to you in good tim...
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Take free money. No matter how in debt you are, if your employer offers a matching contribution on a...
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Every portfolio benefits from bonds; they provide a cushion when the stock market hits a rough patch...
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Owning a home is a keystone of wealth - both financial affluence and emotional security.
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If you are worried about job security and do not have an adequate emergency fund (ideally eight mont...
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I want to be clear here: It does not matter what you say in your will or trust; the beneficiary docu...
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In January we start saving money, getting out of credit card debt, funding our retirement accounts, ...
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The key to making money is to stay invested.
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No one's ever achieved financial fitness with a January resolution that's abandoned by Febru...
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The American dream is dead for the majority of America.
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Recast your current problems into proactive goals.
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I do not think I am successful just because I have money. I'm successful because I love who I am...
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The foundation of a financial fresh start actually has nothing to do with money or specific financia...
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Estate planning is an important and everlasting gift you can give your family. And setting up a smoo...
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Look everywhere you can to cut a little bit from your expenses. It will all add up to a meaningful s...
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When you lose something in your life, stop thinking it's a loss for you... it is a gift you have...
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Every financial worry you want to banish and financial dream you want to achieve comes from taking t...
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If there is anyone dependent on your income - parents, children, relatives - you need life insurance...
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When you're happy you find pure joy in your life. There are no regrets in this state of happines...
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It's impossible to map out a route to your destination if you don't know where you're st...
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If a child, a spouse, a life partner, or a parent depends on you and your income, you need life insu...
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The only way you will ever permanently take control of your financial life is to dig deep and fix th...
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When you are grateful - when you can see what you have - you unlock blessings to flow in your life.
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A big part of financial freedom is having your heart and mind free from worry about the what-ifs of ...
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People have got to learn: if they don't have cookies in the cookie jar, they can't eat cooki...
SUZE ORMAN
The way to build your savings is by spending less each month.
SUZE ORMAN
Like your home's closets, your financial clutter needs an overhaul every now and again, and the ...
SUZE ORMAN
If you have debt I'm willing to bet that general clutter is a problem for you too.
SUZE ORMAN
The chances of a bank going out of business are extremely slim, but it's always a good idea to s...
SUZE ORMAN
Private student loans should be avoided at all costs.
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True generosity is an offering; given freely and out of pure love. No strings attached. No expectati...
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If you wait to see how much money you have left at the end of the month to put toward savings, the a...
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If you're financially responsible, your children have a much better chance to grow up financiall...
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Thoughtful financial planning can easily take a backseat to daily life.
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For seven years after college, I was a waitress at the Buttercup Bakery in Berkeley, and from there ...
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I am a big believer that orderliness begets wealth.
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We tend to focus on assets and forget about debts. Financial security requires facing up to the big ...
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Understand and accept the cycles of money. The setbacks you may have today or next year will not kee...
SUZE ORMAN
Never cosign a loan. Once you have cosigned, you cannot get out of it - even on your deathbed.
SUZE ORMAN
The most important loan to pay is your student loan. It's more important than your mortgage, car...
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The new American dream is one of responsibility. What is the bottom-line number that you're goin...
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It's better to do nothing with your money than something you don't understand.
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The advantage of online banking is that you can pay bills superfast, and your account is automatical...
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If you pay off your mortgage before retirement, you take a huge financial load off your shoulders. Y...
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It pays to be a fee fiend.
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Prenups are so unromantic - a sign of distrust, not love. Time for a reality check, my friends. Firs...
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We never had it as rough as the kids have it today. Look at the price of a gallon of gas or a piece ...
SUZE ORMAN
Cash - in savings accounts, short-term CDs or money market deposits - is great for an emergency fund...
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Time is key to building your financial security.
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Anything that gets people to think harder about their financial security and take some responsibilit...
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The foundation of a financial fresh start actually has nothing to do with money or specific financia...
SUZE ORMAN
Credit card companies are jacking up interest rates, lowering credit limits, and closing accounts - ...
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I love the Roth IRA. Tax-free income in retirement is a truly great deal.
SUZE ORMAN
You must trust yourself more than you trust others. Pay attention to your inner voice - it will tell...
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Make it a priority to have at least eight months of living costs set aside in a federally insured ba...
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Once your kids are grown and you know that you're completely healthy, consider canceling your li...
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A revocable living trust allows your heirs to avoid probate entirely and keeps you in complete contr...
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Money you know you need or want to spend in the next few years is savings. Money you keep handy for ...
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It's easy to underestimate the real cost of home ownership.
SUZE ORMAN
Abundance is about being rich with or without money.
SUZE ORMAN
Each cent you apply toward diminishing your debt replenishes you.
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When you give, give from the place of the heart because it is the right thing to do, not the easy th...
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One journalist estimated my liquid net worth at $25 million. That's pretty close. My houses are ...
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It wasn't until I stood in my truth and told everybody that I had $250,000 in credit card debt. ...
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To make the most of your money, I recommend sticking with mutual funds that don't charge a commi...
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Pay off your mortgage before retirement, and that's one less bill you'll have to worry about...
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Women fake orgasms and men fake finances.
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Be aware of the language of poverty as it's spoken around you; "I don't care about money; I don't ...
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While a reverse mortgage can indeed be a viable way to generate income, it is very important to unde...
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A reverse mortgage is available to anyone who is at least 62 years old and owns a home outright, or ...
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Learn how to prioritize all your debt. And did you know student loan debt is the most dangerous debt...
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I generally encourage people to make good on debts when they have enough money to repay them. But on...
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What I've learned is that the audience is constantly rotating. Just because it feels like I'...
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Every time you overhear something hurtful, I want you to do something kind for someone else.
SUZE ORMAN
If you're going down the street and you're going the wrong way, remember - God permits U-tur...
SUZE ORMAN
Even if you were to fall into extreme financial hardship and file for bankruptcy, you need to unders...
SUZE ORMAN
A wise woman knows how to summon her courage and do what is right, rather than what is easy.
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Remember: If the IRS suspects you haven't reported income, it can challenge returns from the pas...
SUZE ORMAN
So many financial dreams are thwarted by the failure to act upon good intentions.
SUZE ORMAN
The prenup needs to be drawn up months before the wedding, not days - it's not something you sla...
SUZE ORMAN
Writing is hard work, not magic. It begins with deciding why you are writing and whom you are writin...
SUZE ORMAN
I have never been a fan of bond funds. Unlike a direct investment in an individual bond that you can...
SUZE ORMAN
It's fine to seek professional help, but I urge everyone - no matter how big their portfolio - t...
SUZE ORMAN
He stilled my room, for sure.
SUZE ROTOLO
Everybody is waiting for cooler weather--and I am just waiting for you--. (Bob Dylan in a letter)
SUZE ROTOLO
Physics investigates the essential nature of the world, and biology describes a local bump. Psycholo...
WILLARD VAN ORMAN QUINE
It is one of the consolations of philosophy that the benefit of showing how to dispense with a conce...
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'Ouch' is not independent of social training. One has only to prick a foreigner to appreciat...
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To be is to be the value of a variable.
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