Every financial worry you want to banish and financial dream you want to achieve comes from taking tiny steps today that put you on a path toward your goals.

Understand and accept the cycles of money. The setbacks you may have today or next year will not keep you from financial freedom. If you hold on to your goals and dreams, you will get there.

A big part of financial freedom is having your heart and mind free from worry about the what-ifs of life.

Time is key to building your financial security.

Every time you overhear something hurtful, I want you to do something kind for someone else.

Recast your current problems into proactive goals.