The foundation of a financial fresh start actually has nothing to do with money or specific financial dos and don'ts. The first, and most difficult, step is to absolve yourself and your spouse or partner of any guilt.

The foundation of a financial fresh start actually has nothing to do with money or specific financial dos and don'ts.

Beginnings could happen more than once or in different ways. You could think you were starting something afresh, when actually what you were doing was carrying on as before. He had faced his shortcomings and overcome them and so the real business of walking was happening only now.

If a child, a spouse, a life partner, or a parent depends on you and your income, you need life insurance.

Somehow, a scrubbed house spells a fresh start.

Time is key to building your financial security.