It's brutal no matter how it happens, but even if it happens to us as an adult, when something like this happens in the same building you're in, whether you know the person or not, you feel it more intensely.

We've got a crisis intervention team that comes in and this is comprised of professional psychologists, counselors from throughout the community that come in like a SWAT team, if you will, to help with all the emotional issues being dealt with.

We have approximately 1,200 kids in the high school and this affects everyone. Tragedies like this are terribly traumatizing. What we try to do is to bring as much help as possible to the situation immediately as we can.

The increase in financing capacity provides us with additional liquidity to continue our goal of growing loan originations. We remain confident in our previously stated loan origination guidance, and expect to achieve at least 25 percent growth in our 2005 loan origination volume over our 2004 level $2.6 billion.

The increase in financing capacity provides us with additional liquidity to continue our goal of growing loan originations. We remain confident in our previously stated loan origination guidance, and expect to achieve at least 25 percent growth in our 2005 loan origination volume over our 2004 level $2.6 billion,

They just flat stopped us. Our game plan got shut out.