They just flat stopped us. Our game plan got shut out.

I think this Miami game is going to tell us where we're at.

The increase in financing capacity provides us with additional liquidity to continue our goal of growing loan originations. We remain confident in our previously stated loan origination guidance, and expect to achieve at least 25 percent growth in our 2005 loan origination volume over our 2004 level $2.6 billion.

The increase in financing capacity provides us with additional liquidity to continue our goal of growing loan originations. We remain confident in our previously stated loan origination guidance, and expect to achieve at least 25 percent growth in our 2005 loan origination volume over our 2004 level $2.6 billion,

It's brutal no matter how it happens, but even if it happens to us as an adult, when something like this happens in the same building you're in, whether you know the person or not, you feel it more intensely.

They outperformed us in every aspect of the game. I'm disappointed that we did a lot of things wrong, but there's no shame in losing to Kelly.