Develop a simple plan to fully identify expenses and match to available savings, income, scholarships and grants so as not to overspend and create a situation where there is little or no money for future months. Control spending.


Ruth Lytton

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How lucky I am to have known somebody and something that saying goodbye to is so damned awful.
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We'd like to help, but it does Americans no good to continue throwing money at the situation without...
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To be, or not to be, that is the question.
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No other generation in history has ever had to plan for this long a retirement. Up to 30 years of in...
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It is important for parents to ask for information from each private college about the various merit...
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A Ritual to Read to Each Other


If you don’t know the kind of person I am
and...
WILLIAM STAFFORD
Eventually I came across another passage. This is what it said:
I am not commanding you, but I ...
NICHOLAS SPARKS
To kill a mockingbird. If you haven't read it, I think you should because it is very interesting.
STEPHEN CHBOSKY
I will never forget the vision of Jamie walking towards me.
NICHOLAS SPARKS
As these images were going through my head, my breathing suddenly went still. I looked at Jamie, the...
NICHOLAS SPARKS
You don't have to learn much out of books, it's like if you want to learn about cows, you go milk on...
HARPER LEE
You can't really get to know a person until you get in their shoes and walk around in them.
HARPER LEE
Peace does not walk up to our doorsteps and press the calling bell! We have to go out there and sear...
AVIJEET DAS
Be a little pessimistic now, and assume it can happen to you. Develop a disaster plan for your home ...
CAROL CHASTANG
People want the here and now, rather than the there and after; as most are living in the where and w...
ANTHONY LICCIONE
The locals need more money and we have to get it from grants, and the money that's available is for ...
BOB FREITAG
The past never quite disappeared, did it? Folks usually thought time moved forward, starting on the ...
BRANDY HEINEMAN
To be or not to be. That's not really a question.
JEAN-LUC GODARD
if it doesn't come bursting out of you
in spite of everything,
don't do it.
unless it...
CHARLES BUKOWSKI
You must have traveled all night,” she heard herself say.
“I had to come back early.” Sh...
LISA KLEYPAS
Cam was sitting on the bed, still clothed. His head was lowered, hands braced on his knees in the po...
LISA KLEYPAS
Retirement is a shared responsibility. The savings and pension plans, along with employees' personal...
RICK STEPHENS
There are other areas where Congress can look to control costs and expenses. It's not necessarily qu...
ANTHONY PRATT
Not enough are saving. They are afraid of the costs [associated with setting up and administering a ...
TODD MCCRACKEN
Where there is a will, there is a way. There are scholarships, grants and loans that can help you pa...
JENNY SMITH
Lᴏᴠᴇ ɪs ʟɪᴋᴇ ᴛʜᴇ ᴡɪɴᴅ ... Yᴏᴜ ᴄᴀɴ'ᴛ sᴇᴇ ɪᴛ, ʙᴜᴛ ʏᴏ...
NICHOLAS SPARKS
She filed the image away as an excellent and insulting question to ask the earl at an utterly inappr...
GAIL CARRIGER
Do I have the courage of being a ruthless man to myself with the complete knowledge on my manner or ...
FEREIDOON YAZDI
Three to six months' worth of savings for living expenses is the minimum every household should have...
ALAN KOPIT
New Jersey does not need a new spending plan, what New Jersey needs is a savings plan.
JOE SINAGRA
The amount of water being saved by 1.6 toilets and low consumption products is so gigantic because s...
CECE KREMER
Deficits mean future tax increases, pure and simple. Deficit spending should be viewed as a tax on f...
RON PAUL
The market is still waiting for HSBC results, which will have a big impact on the direction of the m...
ANDREW TO
Property shares had a technical rebound, but interest rate concerns will still affect properties unt...
ANDREW TO
Bank of China's results were quite good; double-digit growth can be taken as good results for a bank...
ANDREW TO
The index tried to challenge 18,000 but failed, so that triggered profit taking. Tokyo's slide also ...
ANDREW TO
Trading seems to be focusing on selective counters because investors are cautious amid interest rate...
ANDREW TO
We're seeing a minor technical rebound after Wall Street rebounded from two days of losses. The key ...
ANDREW TO
Some investors have returned to pick up the stock at bargain prices.
ANDREW TO
I think the take-up for the placement is not too good and other property developers may be discourag...
ANDREW TO
We are afraid that our freedoms and liberties will be infringed in the future.
ANDREW TO
I think there was some minor selling pressure on telecom stocks as the market continued to see a wea...
ANDREW TO
Love is always patient and kind. It is never jealous. Love is never boastful or conceited. It is nev...
A WALK TO REMEMBER
The most important thing for them to do is to do research and develop goals and a plan for their fut...
HEATHER RAUE
Sex joins two people spiritually and emotionally as well as physically. This is its purpose-to bond ...
CRAIG GROESCHEL
To be or not to be is not a question of compromise. Either you be or you don't be.
GOLDA MEIR
To be mad is worse than not to be if this is what it is.
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Hamlet's Cat's Soliloquy

"To go outside, and there perchance to stay
Or to re...
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To be or not to be isn't the question. The question is how to prolong being.
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When a lot of voices, make up a noise, the man who is silent represents a voice.
APURVA GAGLANI
You can not have a situation where government does not know what is going on... you can't plan and d...
JOE MATTHEWS
Money you know you need or want to spend in the next few years is savings. Money you keep handy for ...
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There are just some kind of men who-who're so busy worrying about the next world they've never learn...
HARPER LEE
The role of the Christian is to let other people know what Jesus has done, not to think of themselve...
LEWIS N. ROE
Naturalistic atheism debunks itself. It has no power to explain even some of the most basic principl...
LEWIS N. ROE
It's important to understand that if someone calls themselves a Christian, it does not automatically...
LEWIS N. ROE
A coin is examined, and only after careful deliberation, given to a beggar, whereas a child is flung...
PETER WESSEL ZAPFFE
There's no wrong reason to save money, but it's a good idea to think about the basics initially. Fir...
ALAN KOPIT
They taught me different was wrong.
ANI DIFRANCO
I suppose I'm in that very small group of people who are not waiting for their own story to unfold. ...
CAROL RIFKA BRUNT
Well, well, well I am trap in well, half way to hell.
DEYTH BANGER
For as little as ?2 a day, and with no extra software or technical support required, we are offering...
HAROLD GODDIJN
Up until now, the security situation across the country remains safe and under control. We will cont...
ANTON ALAM
Up until now, the security situation across the country remains safe and under control. We will cont...
ANTON BAHRUL ALAM
When people begin to define the things that they believe in, based upon the exclusion of all the thi...
C. JOYBELL C.
History is a wheel, for the nature of man is fundamentally unchanging. What has happened before will...
GEORGE R.R. MARTIN
War is no solution to peace.
BEN OAK
37. It is better to be single and unhappy than unhappily married.
JAMES C. DOBSON
There is a reason so many Americans choose to develop their net worth through homeownership: It is a...
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This is a simple change that will provide a huge financial boost for many Americans, particularly lo...
JIM COOPER
[When major disasters strike,] the typical things that happen is that you reduce employment, product...
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Most of us think we're too busy or too important to rest for a day.
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We ought to be incentivizing people to save more of their own money for use taking care of their hea...
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My parents were able to pay our expenses, but not for education. We were encouraged to work hard in ...
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Customers who enroll in our new 2006 Secure Plan will get great savings during the hot summer months...
GLEN STANCIL
And tonight I'm feelin like an astronaut, sending sos from this tiny box,and i lost the signal when ...
SIMPLE PLAN
Nothing is ever as good or as bad as it appears to be.
JEFFREY FRY
There are two things that you need to save for. First, you need an emergency cushion of no fewer tha...
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Game plan is bigger than the match plan only in that sport where a lot of money is involved.
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We've had our nose to the grindstone to make our income match expenses for nine years. Their events ...
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Beaming into the thick of a tree without becoming a lifelong tree hugger was a tricky business. A pr...
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God would not bring you through a Red Sea and turn around and allow you to perish in a fish pond.
JOHNNIE DENT JR.
People can take this time to put money aside for retirement or to start a savings plan. But these ar...
TODD MARK
A tooth for a tooth, will make the world's inhabitants a people without teeth
SOTONYE ANGA
Why, darling, I don't live at all when I'm not with you.
ERNEST HEMINGWAY
The atheist might have no proof for the supernatural, but they also have no proof against it. If we ...
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He said we were all cooked but we were all right as long as we did not know it. We were all cooked. ...
ERNEST HEMINGWAY
After Rilke's Letters
-- by John VanDyke Wilmerding II

this is my letter to a young ...
RAINER MARIA RILKE
Yes, their reasons are overwhelming. They are as big as hope and as deep as revolt. They are the rea...
ALBERT CAMUS
…A city deprived of everything, devoid of light and devoid of heat, starved, and still not crushed...
ALBERT CAMUS
Words always take on the color of the deeds or sacrifices they evoke.
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No, no. Don't make that face. Every time I propose to you, you make that twisty, unhappy face. It we...
TESSA DARE
Atticus---" ...said Jem bleakly. "How could they do it, how could they?"
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The amateur is very rare in French literature - as rare as he is common in our own.
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When Louis XIV assumed the reins of government France suddenly and wonderfully came to her maturity;...
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Human beings are too important to be treated as mere symptoms of the past. They have a value which i...
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The history of the Victorian Age will never be written: we know too much about it.
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During this earlier period of his activity Voltaire seems to have been trying - half unconsciously, ...
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If you keep a chart, the team that gets the most open looks and shoots a high percentage ? it's not ...
STEVE LYTTON
It is probably always disastrous not to be a poet.
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It is not the historian's business to be complimentary; it is his business to lay bare the facts of ...
LYTTON STRACHEY
I'm not a big turkey fan, but my husband loves it. Thanksgiving is his favorite meal.
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The ground we walk on, the plants and creatures, the clouds above constantly dissolving into new for...
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My idea of management is that what your job is as the boss is to find really good people and empower...
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Why do we have to have violence, torture, brutality in crime dramas every time we turn on television...
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I live in a beautiful part of British Columbia, and I run through the rainforest. I do have to look ...
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How about a little noise. How do you expect a man to putt?
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Paris ain't much of a town.
BABE RUTH
Baseball changes through the years. It gets milder.
BABE RUTH
Cobb is a prick. But he sure can hit. God Almighty, that man can hit.
BABE RUTH
All ballplayers should quit when it starts to feel as if all the baselines run uphill.
BABE RUTH
If I'd just tried for them dinky singles I could've batted around .600.
BABE RUTH
I'll promise to go easier on drinking and to get to bed earlier, but not for you, fifty thousand...
BABE RUTH
Don't ever forget two things I'm going to tell you. One, don't believe everything that&#...
BABE RUTH
All I can tell them is pick a good one and sock it. I get back to the dugout and they ask me what it...
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If it wasn't for baseball, I'd be in either the penitentiary or the cemetery.
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I learned early to drink beer, wine and whiskey. And I think I was about 5 when I first chewed tobac...
BABE RUTH
Gee, its lonesome in the outfield. It's hard to keep awake with nothing to do.
BABE RUTH
I didn't mean to hit the umpire with the dirt, but I did mean to hit that bastard in the stands.
BABE RUTH
Let me show you how it's done... Loser!
BABE RUTH
Who is richer? The man who is seen, but cannot see? Or the man who is not being seen, but can see?
BABE RUTH
As soon as I got out there I felt a strange relationship with the pitcher's mound. It was as if ...
BABE RUTH
Any independent bookstore that has managed to survive is the best place to do a reading.
RUTH OZEKI
There is that romanticized idea of what a bookstore can be, what a library can be, what a shop can b...
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When you label someone 'up and coming' or 'the new breakout,' there's this kind ...
RUTH NEGGA
You have not lived a perfect day... unless you have done something for someone who will never be abl...
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All prosperity begins in the mind and is dependent only upon the full use of our creative imaginatio...
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I simply want to take a break and catch my breath. But I also think that, sometimes, the bravest thi...
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We always know when we are awake that we cannot be dreaming even though when actually dreaming we fe...
RUTH RENDELL
It’s hard to beat a person who never gives up.
BABE RUTH
We won't even attempt to achieve what we do not believe at a deep level we can have or deserve.
RUTH ROSS
Just pray for a tough hide and a tender heart.
RUTH GRAHAM
A teacher who loves learning earns the right and the ability to help others learn.
RUTH BEECHICK
It's hard to beat a person who never gives up.
BABE RUTH
You just can't beat the person who never gives up.
BABE RUTH
To be somebody you must last.
RUTH GORDON
The way a team plays as a whole determines its success. You may have the greatest bunch of individua...
BABE RUTH
There are only 3 colors, 10 digits, and 7 notes; its what we do with them that's important.
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Every theory is a self-fulfilling prophecy that orders experience into the framework it provides.
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Pregnant women! They had that weird frisson, an aura of magic that combined awkwardly with an earthy...
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Watch my dust.
BABE RUTH
In this game, by trying to win; you automatically lose.
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In a world that holds books and babies and canyon trails, why should one condemn oneself to live day...
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RUTH STOUT
Racism is an ism to which everyone in the world today is exposed; for or against, we must tak...
RUTH BENEDICT
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If we justify war, it is because all peoples always justify the traits of which they find themselves...
RUTH BENEDICT
A man's indebtedness is not virtue; his repayment is. Virtue begins when he dedicates himself active...
RUTH BENEDICT
We grow in time to trust the future for our answers.
RUTH BENEDICT
Our faith in the present dies out long before our faith in the future.
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The kiss. There are all sorts of kisses, lad, from the sticky confection to the kiss of death. Of th...
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To overturn orthodoxy is no easier in science than in philosophy, religion, economics, or any of the...
RUTH HUBBARD
The mythology of science asserts that with many different scientists all asking their own questions ...
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The crucial differences which distinguish human societies and human beings are not biological. They ...
RUTH BENEDICT
When people lose their ties to the land they grow corrupt. Inevitably, they grow corrupt.
RUTH ALMOG
I had only one superstition. I made sure to touch all the bases when I hit a home run.
BABE RUTH
I had only one superstition. I made sure to touch all the bases when I hit a home run.
BABE RUTH
I have only one superstition. I touch all the bases when I hit a home run.
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Working in the garden...gives me a profound feeling of inner peace.
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The life history of the individual is first and foremost an accommodation to the patterns and standa...
RUTH BENEDICT
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In really good times, you say, 'No, I'm not taking that ad.' But in bad times, you'l...
RUTH REICHL
Culture is not a biologically transmitted complex.
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Yesterday's home runs don't win today's games.
BABE RUTH
Never give up. And never, under any circumstances, face the facts.
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The most valuable thing you can have as a leader is clear data.
RUTH PORAT
A fox is a wolf who sends flowers.
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Really, the only way to face the biggest problems we have is for the government to change the way th...
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'The Chimney Sweeper's Boy' began differently from any previous book I'd written. It...
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The way we live is changing. Each year, our free time shrinks a little more as computers clamor for ...
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The knives of jealousy are honed on details.
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I would like to think of my 'ignorance' less as a personal failing and more as a massive cultural tr...
RUTH OZEKI
He who climbs a cliff may die on the cliff, so what? Always a risk-taker by nature, now I became one...
RUTH PARK
If you have caviar, the way to eat it is by the spoonful. Don't combine it with shrimp, pomegran...
RUTH REICHL
If you're chained to a computer all day, you're not using up much energy, even if you drag y...
RUTH GLICK
I came up with, 'I am a lost boy from Neverland, usually hanging out with Peter Pan' and rec...
RUTH B
I went down to my keyboard and was playing random chords, and the one line I kept repeating was, ...
RUTH B
Laos is a country where everything is eaten. When I came back, I would find myself chopping parsley ...
RUTH REICHL
To exist, the triangle demands three complementary elements: love, power and danger. Mixed incautiou...
RUTH HARRIS
I love spring anywhere, but if I could choose I would always greet it in a garden.
RUTH STOUT
By the time I met Julia Child, her husband, Paul, was little more than a ghost of a man, so diminish...
RUTH REICHL
Fiction is an elemental force, which has the power to shape reality in its own image - or images, I ...
RUTH OZEKI
Hunger, I discovered, is very much a matter of the mind, and as I began to study my own appetites, I...
RUTH REICHL
Bette Davis is my hero. I'm obsessed with her. I base everything I do on her.
RUTH NEGGA
I won't be happy until we have every boy in America between the ages of six and sixteen wearing ...
BABE RUTH
You just can't beat the person who never gives up.
BABE RUTH
I thought the Barbie doll would always be successful.
RUTH HANDLER
Through their play Barbara imagined their lives as adults. They used the dolls to reflect the adult ...
RUTH HANDLER
Reading isn't good for a ballplayer. Not good for his eyes. If my eyes went bad even a little bi...
BABE RUTH
It's been invigorating being back on the West Coast, being at Alphabet, because there is so much...
RUTH PORAT
The difficult thing for me is going to a event and having to be dressed up and being judged for what...
RUTH WILSON
Pull up a chair. Take a taste. Come join us. Life is so endlessly delicious.
RUTH REICHL
The purpose of anthropology is to make the world safe for human differences.
RUTH BENEDICT
The American government policy on what we supported and subsidised in agriculture was a social exper...
RUTH REICHL
The only time they ever throw anything away is when it's really and truly broken, and then they make...
RUTH OZEKI
The original Dean Martin Comedy Hour handed me some hysterical sketches. I've got highlights on ...
RUTH BUZZI
In fact, if one person is unkind to an animal it is considered to be cruelty, but where a lot of peo...
RUTH HARRISON
Nothing dates one so dreadfully as to think someplace is uptown. At our age one must be watchful of ...
RUTH GORDON
Cleaning isn't all that interesting to me. I'm disorganized.
RUTH WILSON
I did documentary film for a long time, and I spent a lot of time behind the camera, fervently wishi...
RUTH OZEKI
If you really taste a doughnut, it's pretty disgusting. They taste of grease.
RUTH REICHL
I don't make any notes, but I do know where to find things. Suppose I need to know where Wexford...
RUTH RENDELL
They were using the dolls to project their dreams of their own futures as adult women.
RUTH HANDLER
My kitchen was built for my body. It forms a 'U' in the middle of the living room and dining...
RUTH REICHL
Of course, to publish something, you have to write it, polish it, then hire out the line editing, co...
RUTH GLICK
My nephews all look at me differently now. Before, they couldn't relate to me, and now I'm l...
RUTH BUZZI
In judging other people's work, particularly short stories, I have noticed how novice writers te...
RUTH RENDELL
The old detective story that's got a really complicated motive doesn't apply to mine.
RUTH RENDELL
I don't feel that I wanted to spend my whole writing life - which is my life - writing detective...
RUTH RENDELL
One of my desert island books, 'The Leopard' is not so much a novel as a eulogy for a way of...
RUTH WARE
I believe that for all of us, there was this one moment in our early life when we started being obse...
RUTH REINHARDT
Violence in film and television is an ongoing conversation, and I like eavesdropping on it, but I...
RUTH NEGGA
I felt like that was my calling. I just didn't know how I was going to get my voice out of Edmon...
RUTH B
The happiest excitement in life is to be convinced that one is fighting for all one is worth on beha...
RUTH BENEDICT
Courage is very important. Like a muscle, it is strengthened by use.
RUTH GORDON
Never let the fear of striking out get in your way.
BABE RUTH
It's hard to beat somebody when they don't give up
BABE RUTH
You have to have a talent for having talent.
RUTH GORDON
In our family we don't divorce our men - we bury them.
RUTH GORDON
Without words to objectify and categorize our sensations and place them in relation to one another, ...
RUTH HUBBARD
How to hit home runs: I swing as hard as I can, and I try to swing right through the ball... The har...
BABE RUTH
If it wasn't for baseball, I'd be in either the penitentiary or the cemetery.
BABE RUTH
Gee, its lonesome in the outfield. It's hard to keep awake with nothing to do.
BABE RUTH
Baseball was, is and always will be to me the best game in the world.
BABE RUTH
I never heard a crowd boo a homer, but I've heard plenty of boos after a strikeout.
BABE RUTH
All I can tell them is pick a good one and sock it. I get back to the dugout and they ask me what it...
BABE RUTH
Yesterday's home runs don't win today's games.
BABE RUTH
Every strike brings me closer to the next home run.
BABE RUTH
You wont hear anything from me that says I didn't kill David. I did kill him.
RUTH ELLIS
People tell me the most extraordinary things. I've noticed it for years. Perhaps they know I won...
RUTH RENDELL
Walden Pond? You mean like Thoreau?
RUTH SAUNDERS
M. F. K. Fisher was a wonder and a huge influence, and someone I got to know pretty well at the end ...
RUTH REICHL
Firstly, I think that now there are many young female conductors, but as it takes at least thirty ye...
RUTH REINHARDT
I went into a church and simply said, 'Goodbye.' It is the terrible unfairness of life. How ...
RUTH RENDELL
I think that reading is always active. As a writer, you can only go so far; the reader meets you hal...
RUTH REICHL
Liquidity is oxygen for a financial system.
RUTH PORAT
I get up just before six and come downstairs, put food out for the cats, and open the cat flap. Then...
RUTH RENDELL
Beth Garber did very well in the No. 2 spot. Jenny Christen, in the No. 6 spot and her first time on...
RUTH PINKERTON
What does happen in 'Gourmet,' we had eight test kitchens, and at any given time, there were...
RUTH REICHL
She's another Tina Turner is what I see,
RUTH BROWN
Unfortunately, the young generation, who I believe have their own place in the sun like I had mine; ...
RUTH BROWN
Unfortunately, I'm a little concerned where the legends are coming from nowadays.
RUTH BROWN
And, of course, I was singing cheap.
RUTH BROWN
There was a time we decided that it was songs that were done especially from my background because o...
RUTH BROWN
We're at the cutting edge. The purely oral approach is newer and experimental in that it's not happe...
RUTH HUBBARD
In many ways, playing a real person is slightly easier because you have a road map. When you're ...
RUTH NEGGA
We, people, are so very, very complicated that no matter how well drawn a fictional character is, th...
RUTH RENDELL
People have always heard voices. Sometimes they're called shamans, sometimes they're called ...
RUTH OZEKI
People are still being put into geriatric wards when they don't need it. They need treatment, no...
RUTH RENDELL
My idea of good living is not about eating high on the hog. Rather, to me, good living means underst...
RUTH REICHL
I like connecting with people, and that's what good art is: a point of connection. There's n...
RUTH NEGGA
I don't know that we'll be able to sell, statewide, anything less than a five-buck limit.
CHARLES RUTH
My favourite book - 'The Good Soldier' by Ford Madox Ford, which I have read about 20 times ...
RUTH RENDELL
Ford Maddox Ford's 'The Good Soldier' is my favourite novel. I first read it in the 1950...
RUTH RENDELL
Sculpture is like farming. If you just keep at it, you can get quite a lot done.
RUTH ASAWA
He's a cat's cat, he climbs trees and sits on people's roofs but now he's forced to be in the house ...
RUTH CISERO
To me... San Francisco is an ideal city, intellectually stimulating and naturally beautiful. The oce...
RUTH BERNHARD
We really lifted that ball and there was some great intercepts to see.
RUTH AITKEN
My mother started out by being a very good girl. She did everything that was expected of her, and it...
RUTH REICHL
And I can promise you that we're not going to go to the Coastal Plain and come back with a three-buc...
CHARLES RUTH
The Stanford Mansion is certainly the jewel of Sacramento, ... and we're adding it to the crown jewe...
RUTH COLEMAN
I didn't mean to hit the umpire with the dirt, but I did mean to hit that bastard in the stands.
BABE RUTH
Even though this pegs to 150 percent of market, the premiums are still lower or benefits more expans...
RUTH CASE
Discussing how old you are is the temple of boredom.
RUTH GORDON
I was like the queen of the South.
RUTH BROWN
The side of his face had gone numb so he went to a dentist, but was told he should see a doctor as w...
RUTH LIGGETT
I don't think the Barbara Vines are mysteries in any sense. The Barbara Vine is much more slowly...
RUTH RENDELL
If people want to invade your privacy, they want to invade your privacy. I find it chilling, and I f...
RUTH NEGGA
When I'm writing a novel, which is what I like to write, I get up early, sit zazen, make a pot o...
RUTH OZEKI
For me, the perfect romantic suspense hero has got to be tough on the outside but tender at his core...
RUTH GLICK
I think about death every day - what it would be like, why it would happen to me. It would be humili...
RUTH RENDELL
But of course it's different now, the blues is no longer blues, it's green now.
RUTH BROWN
My mother really would make these dreadful concoctions. She really prided herself on something calle...
RUTH REICHL