You have coverage, but you might not have the right coverage.

The real fear is people will have interruptions in their coverage, that people will not be able to access the medications they need.

The great concern is that people aren't going to be aware the drug they are taking is not covered, and they are going to end up getting told at the pharmacy.

The fear is many people are unaware the drugs they are currently taking are not covered by their plan.

There's such a thing as too much choice. If you give seniors a bunch of choices as opposed to a few, their typical reaction is to throw up their hands and take no choices.

I don't see how (Medicare) can get away with saying it's a wash. The plans might use different mechanisms, but they are going to bring costs up for people.