What does that tell you as an investor? It tells you that you've got to do everything you can to prevent the negative years, because they will knock the socks off of you.

People found out they aren't as aggressive as they thought. For the majority of investors, they should be tweaking their portfolios more conservatively.

People get so emotional with stocks, especially when they work for the company.

The absolute necessity is diversity has to be in portfolios.

There are people right now who are postponing their retirement.

We're encouraged by the news today that Freddy's injury is indeed minor. He has already begun the rehabilitation process, and we look forward to having him back in uniform in a matter of weeks.