The absolute necessity is diversity has to be in portfolios.

Our industry has long said there is a necessity for a balanced diversity of fuels and nuclear has to be part of that equation. There seems to be a real seriousness [on the part of the state] in trying to make sure we are prepared. And that's healthy.

People found out they aren't as aggressive as they thought. For the majority of investors, they should be tweaking their portfolios more conservatively.

People get so emotional with stocks, especially when they work for the company.

What does that tell you as an investor? It tells you that you've got to do everything you can to prevent the negative years, because they will knock the socks off of you.

There are people right now who are postponing their retirement.