We think just having an awareness is going to help address health issues early and prevent them from being more severe.

For the most part, a lot of these issues are things that we knew and we've been working to address.

These are issues that we are going to have to address, because they are significant.

You're going to force the provider to give you the service that you're demanding. No unnecessary test, no unnecessary procedures.

Now you're going to look for the best doctor at the best price for your money in your area. It really begins to change the dynamic of the patient-doctor relationship.

It's our feeling that we already offer a broad range of good opportunities for savings for our employees.