We know that the high, attainable goals we have set for ourselves require a disciplined organizational structure centered on meeting our business needs. In his integral role as part of our growth strategy, Jim will provide the leadership and vision necessary to enhance the performance of Fort Dearborn Life.

It's a major undertaking, and that's what the Council on Postsecondary Education is directing all its goals toward. The recommended numbers weren't going to get us there, but it is an important step toward the goal.

This is another important step in executing our growth strategy in the group life and disability business. We look forward to the distribution opportunities this new relationship will provide for both companies.

We are enthusiastic about the potential of a long-term partnership with the Swiss Life Network. With the globalization of business today, an employee benefits provider must be able to offer solutions for employers with associates throughout the world. This new arrangement allows Fort Dearborn Life to provide products in the United States to Swiss Life Network's multi-national clients and in exchange, international solutions for Fort Dearborn Life customers.

A goal without a plan is just a wish.

A winner is someone who recognizes his God- given talents, works his tail off to develop them into skills, and uses these skills to accomplish his goals.