This is another important step in executing our growth strategy in the group life and disability business. We look forward to the distribution opportunities this new relationship will provide for both companies.

The real highlight of our most recent quarter was the 57 percent growth in our applications business, and this merger is going to make that applications business bigger and stronger,

We are enthusiastic about the potential of a long-term partnership with the Swiss Life Network. With the globalization of business today, an employee benefits provider must be able to offer solutions for employers with associates throughout the world. This new arrangement allows Fort Dearborn Life to provide products in the United States to Swiss Life Network's multi-national clients and in exchange, international solutions for Fort Dearborn Life customers.

Our business community has demonstrated outstanding support for Oklahoma City's economic growth.

Try not to associate bodily defect with mental, my good friend, except for a solid reason

People with this disability find it very hard to block out competing noises. For example, if a person with this disability was having a conversation with another person, and a fan was blowing in the room, the person with the disability might not be able to block out the fan and lose the conversation. A noisy class environment could make it tough.