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We have 10 employees at my firm, and we have a matching 401(k) plan. We discovered three out of the 10 people were eligible for a 401(k) and weren't even using it at all. And we're financial planners. It's absolutely critical to have.


Barry Armstrong

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We have 10 employees at firm, and we have matching 401(k) plan. We discovered three out of the 10 pe...
BARRY ARMSTRONG We have 10 employees at my firm, and we have a matching 401(k) plan. We discovered three out of the ...
BARRY ARMSTRONG We have 10 employees at my firm, and we have a matching 401(k) plan. We discovered three out of the ...
BARRY ARMSTRONG We discovered three out of the 10 people were eligible for a 401(k) and weren't even using it at all...
BARRY ARMSTRONG A well-designed 401(k) plan is an enormous competitive edge when recruiting and retaining employees.
BARRY RITHOLTZ Some of the biggest companies have some of the worst 401(k) plans I've ever seen. But Joe's Plumbing...
DOUG FLYNN The advantage is it would have the look and feel of a 401(k).
MARK MASELLI We took a poll of our members. Seventeen percent of our members said they intended to implement the ...
DAVID WRAY With the economy as good as it's been, small employers simply haven't been able to attract and retai...
BILL CAREY If you're serious about retiring prior to age 591/2, it's critical you accumulate savings outside of...
BARBARA SAUNDERS There's life after 401(k).
KAREN ALTFEST One of our goals during this time is to maintain stability for our employees. Our employees were use...
DEBRA PETERSON We are coming up with policy recommendations for those who participate in 401(k) and pension plans, ...
ANDY CARD On a pure dollars-and-cents basis, the difference is that with the traditional 401(k) you get the ta...
MICHAEL BOONE So a working couple can contribute a lot more with a Roth 401(k). Each spouse can put $15,000 into a...
ED SLOTT They've been disciplined, lived below their means and took advantage of the 401(k) plan. They also d...
BONNIE JEWELL We have a right to life, not on it.
DANIEL MELGAçO A Roth IRA with a 401(k) makes a lot of sense.
CHARLES HAMOWY Last week I fulfilled the pledge that I made in October by establishing an irrevocable $25 million e...
GARY WINNICK IRAs give you more control and they give you more investment options than a 401(k).
KACY GOTT You never cash out a 401(k) or IRA to pay off debt, unless it's to avoid a foreclosure or bankru...
DAVE RAMSEY College can seem stressful, but you have just as much fun as you can. Those were good years. You did...
BRUCE SMITH The answer isn't more time but a greater awareness of the time we have.
CRAIG GROESCHEL There are a fair number of people that claim zero withholdings. That's their method of savings and a...
CINDY FRAILING It makes a lot of sense particularly if you're younger and not at your peak earning years. A high-in...
TOM OCHSENSCHLAGER I'd rather be contributing to my 401(k) than tapping into it. But you feel better being an active me...
NEIL MCDERMOTT She is sugar, curiosity, and rain.
E. LOCKHART Our findings show that too many workers are not looking at their 401(k) savings as long-term in natu...
LORI LUCAS You often find that if you look at a company and you see a better-than-average 401(k) plan, fewer th...
AMY DOMINI We're taking these actions to better control retirement plan expenses, position the company for busi...
RANDY MACDONALD Having the name Jimmie Johnson on the store creates a lot of excitement. It reconnects Jimmie with h...
RICK HENDRICK About this time a year ago we arrived at our recommendation — based on the anticipated traffic that...
JOE BRAND I like to open for a band as it brings on sort of a challenge and it makes things more interesting. ...
KELLY JONES Take free money. No matter how in debt you are, if your employer offers a matching contribution on a...
SUZE ORMAN We have not been given access to the so-called white paper, and we have no comment on it. We stand b...
CHRIS WINANS We have not been given access to the so-called white paper and we have no comment on it. We stand by...
CHRIS WINANS People are selling on the good news of the 10-K coming out.
PAUL NEWSOME People are selling on the good news of the 10-K coming out,
PAUL NEWSOME It's the imperfections that make things beautiful
JENNY HAN There's going to be 8 to 10 teams eligible that are going to get left out under the new scenario. If...
RICHARD GIANNINI It's not very exotic. It's straightforward, logical thinking. But people get stymied. I don't think ...
RICHARD APPLEGATE It's not very exotic, ... It's straightforward, logical thinking. But people get stymied. I don't th...
RICHARD APPLEGATE God's people are not to accumulate stuff for tomorrow but to share indiscriminately with the scandal...
SHANE CLAIBORNE Automate your savings so that you have money taken directly from each paycheck and deposited into a ...
JEAN CHATZKY It would delight Van Miller if someone retires from here with their stock value being somewhere equa...
JIM WALSH Women who have it all should try having nothing: I have no husband, no children, no real estate, no ...
ELIZABETH WURTZEL If you're weary of the stock market you can still save in a 401(k). Just choose a more conservative ...
JACKIE PERLMAN After considering the needs of the business, we made changes to the retirement program that places e...
DAVID GUNASEGARAM Why be greedy when you can have it all.
ANTHONY T. HINCKS Destiny consist in the moments that we experienced, and not in the choices we have to do.
DANIEL MELGAçO Our current plan is to file for an initial public offering for KBR soon after we file our 10-K. We b...
DAVE LESAR Now we have one chance in some case, as in this body but in other body we will have + one because we...
DEYTH BANGER After we went up 10 we stopped playing the rest of the half. They were more aggressive. We took a 10...
BOB SCHAEFER We have confirmed reports that 10 people were killed in the explosion and around 25 were injured.
GHANIUR REHMAN Maybe that's what praying is all about. Maybe it's not just asking God to forgive us for bad things ...
SARAH DARER LITTMAN We need to look at long-term planning - for 10 to 20 years. With growth, we need to plan buildings a...
BILL DODSON There's a laundry list of reasons why not to borrow from your 401(k). While the money is on loan...
JEAN CHATZKY We've got exactly what we need to fulfill our destiny!
ABHISHEK KUMAR [Boeing negotiators also have been stressing that retirement resources should includes pensions, com...
JERRY CALHOUN If we could get three or four days off at a time, we would do shows all the way up to San Francisco ...
DRYDEN MITCHELL We've hit a ton from game one through game 10. Even today we didn't strike out a lot. We had quality...
GREG CHANDLER Our lives!!! We have just all of a sudden discovered that here we are with something called life see...
SUNDAY ADELAJA That loss last year made us mad. We want to beat S-K this year. We have the confidence, knowing we h...
JUSTIN HUBER The island is ours. Here, in some way, we are young forever.
E.LOCKHART اگر میخواهید جایی زندگی کنید که مردمش از موش ها نمیترسن...
EMILY LOCKHART You hate cake doughnuts."
"Of course," says Mirren. "But we didn't get the cake, we got glazed ...
E.LOCKHART There are parallel universes in which different events have happened to the same people. An alternat...
E. LOCKHEART There is not even a scrabble word for how bad I feel.
E. LOCKHEART He was contemplation and enthusiasm. Ambition and strong coffee.
E. LOCKHART Johnny, he is bounce, effort, and snark.
Mirren, she is sugar, curiosity, and rain.
Gat, h...
E.LOCKHART Everything doesn't seem like anything when you love someone. Especially when you're young.
E. LOCKHART At the end of the day, the girls showed character and fight. We have plenty of that. We were down 10...
CHARLES MCKNIGHT We moved all our computers out around 10 p.m. (Monday) but were going to have to find a new place.
BOB KELLER We were ahead 9-4 at the end of one quarter and at the half it was 27-10. We had three threes in the...
BILLY WALLER We were a little tight early. The 10-day layoff that we had took its toll early. We were prepared, s...
DONNIE MADZIA It doesn't make a hill of beans. I remember being at Miami and I don't think we ever were a Top 10 t...
TOMMY TUBERVILLE He never stood out. Even today, we were hoping maybe for a top-10 finish. We were telling Ted to be ...
BILL LIGETY We're talking about people in their 30s wanting to take a sabbatical and see the world, go back to s...
JOYCE GIOIA We are comfortable with preparations for the K Club as things stand but, of course, things can still...
RICHARD HILLS The findings show that we have a significant majority of respondents who have been with us for more ...
KATHY ANDERSON I thought we were in it, even when we were down 10 with 3:45 left. We could come in, get three stops...
CHAUNCEY DUKE We widened the field. We were able to run and I think we have a fair amount of speed. We were able t...
PETER LALLY If you could invest in a tax-deferred account such as an IRA or 401(k), the pretax rate of return wo...
ANTHONY WEBB Independence Air worked really well here. They may have not succeeded nationally but we were in thei...
BECKY HUCKABY The school district could not accommodate all the children who are eligible for pre-K. I think with ...
JOYCE SMITH I figure if Doc is right about the time I have left,I should wrap up my adolescence in the next few ...
CHRIS CRUTCHER The biggest age group we have for all participants is between 5 and 10. We have a high demand.
ED VOSS Use visual cues to prompt yourself to put away more. A photograph of the beach house where you and y...
JEAN CHATZKY Mankind have angels and devils, this thing is called balance!
DEYTH BANGER All doctors have a building whose construction is such that they always come out on top and if you w...
APURVA GAGLANI I have to deal with speculation all the time. But 10 years from now, I see a conference with 12-to-1...
DENNIS THOMAS Dave had a financial plan for 10 years before it all came together.
DONNA ABBOTT Child, to say the very thing you really mean, the whole of it, nothing more or less or other than wh...
C.S. LEWIS When you have 10 people living together in the same house, that, in and of itself, takes a real good...
GINGER MULLINS The school district doesn't have to be the provider. We will work with a consortium of people to use...
ROGER TILLES To play 75 minutes with 10 men is a huge performance. We were trying to recover and get something fr...
CLAUDE LEROY The speaker is introduced at 7:30 and speaks for about 10 to 15 minutes. Then we have a round of pra...
CLARK JOHNSON I wasn't comfortable the whole game even though we were up 10 for a while. But it was better than be...
JEFF HIRONAKA It was huge. We felt like we were going to get points. Even if it is ruled incomplete, we come back ...
JEFF FISHER Even when we were down early, we were playing at a good pace for us. We were able to get out and run...
DUANE GASPERINI

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KRISTIN ARMSTRONG Running fills the cup that has to pour out for others. Running feeds the soul that has a responsibil...
KRISTIN ARMSTRONG Runners and yogis are alike in lots of ways, and not just because some of us need yoga to unkink wha...
KRISTIN ARMSTRONG One of the best things about good mothers is that they remind their children to take care of themsel...
KRISTIN ARMSTRONG I think, as most of us do, I put such high expectations on myself that this spills over onto other p...
KRISTIN ARMSTRONG I never imagined that divorce would be part of my life history or my family's legacy. When peopl...
KRISTIN ARMSTRONG I want to be intentional about my freedom - in choosing it, honoring it, and protecting it. One of t...
KRISTIN ARMSTRONG Typically creative people are usually not clock-slaves or list-makers, so the idea of enforcing goal...
KRISTIN ARMSTRONG Pause today and notice something you have worked hard on and recognize yourself for it. Acknowledge ...
KRISTIN ARMSTRONG Real connection and intimacy is like a meal, not a sugar fix.
KRISTIN ARMSTRONG When I forget who I am, I remind myself by finding my stride. I remember that I am strong, free, and...
KRISTIN ARMSTRONG The best thing to do when you find yourself in a hurting or vulnerable place is to surround yourself...
KRISTIN ARMSTRONG I think I run my strongest when I run with joy, with gratitude, with focus, with grace.
KRISTIN ARMSTRONG No matter who is watching or paying the paycheck, we are ultimately each our own boss.
KRISTIN ARMSTRONG I love the big fresh starts, the clean slates like birthdays and new years, but I also really like t...
KRISTIN ARMSTRONG Freedom is not the absence of obligation or restraint, but the freedom of movement within healthy, c...
KRISTIN ARMSTRONG Disappointment is a sticky one, because no one can steal contentment, joy, gratitude, or peace - we ...
KRISTIN ARMSTRONG Circumstances in life often take us places that we never intended to go. We visit some places of bea...
KRISTIN ARMSTRONG Life is too sweet and too short to express our affection with just our thumbs. Touch is meant for mo...
KRISTIN ARMSTRONG When everything is moving and shifting, the only way to counteract chaos is stillness. When things f...
KRISTIN ARMSTRONG