Usually, workers are offered a package -- and they accept it or they don't.

In that case, workers need to face the reality that they could be laid off without a package if the company goes under down the road.

If you have a use-it-or-lose-it vacation policy, take the vacation before you accept the buyout.

Half of America's workers have no sick leave.

Many times workers work very closely to each other in the 'cube' environment, and that is very stressful because it's noisy, there's little or no privacy, and there is a forced conviviality.

It does not bode well for unemployment that, not only are more unemployed workers seeking jobs, but there also are fewer jobs to go around.