To act without understanding is to lose the treasure of this human life.

O servant Nanak, through the karma of good actions, the treasure of devotional worship and the Name of the Lord are attained.

Some think about religious rituals and regulations, but without understanding, how can they cross over to the other side?

Those who act in ego do not go beyond karma. It is only by Guru's Grace that one is rid of ego.

They purchase the jewel, the invaluable treasure, when the True Guru gives this understanding.

In my life, I served my Lord and Master, and as I depart, I keep Him enshrined in my consciousness.