They say that's for the processing fees of the money you've won. You take this check, cash it and send the money to the attorney who is supposed to be handling this.

Actually, it is a sweepstakes company that puts out a newsletter. The amount of money they have on the paper sent to you doesn't mean that's what you have won.

The literature at the top says Reader's Digest but it is not. If you look at the literature, it says USA Direct Inc. What they do is say you have won and of course everyone knows Reader's Digest so they assume it's legitimate.

For the $20, you're not winning anything? That's what they're assuming when they send the $20 in. If you look at the literature really close, at the bottom of it, it says they don't have anything to do with the sweepstakes.

Well, a lot of people are excited when they call. We bust a lot of bubbles.

One of the things I've realised is that I am very simple. My wife asked me once if I loved her. I said: 'Look love, I'm a simple man. I love you. End of story.' But I guess you gotta keep saying it with women. I guess she needed reassurance.