The TIO financial services network is all about providing superior customer service for our convenience store and bill application clients and their customers.

The hybrid ATM is especially effective in space-challenged retail environments that do not have sufficient room to accommodate an ATM and a separate kiosk for self-service financial services. The convergence of the ATM and financial services kiosk under the TIO Network is a major step forward for the convenience retail industry and our company.

We are confident that our continued focus on improving key metrics such as the amount of transactional revenue generated per location per day, the number of transactions per customer visit as well as improving the profitability of each transaction will drive our business to sustained profitability.

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Airlines are not a social service industry. Everyone expects the airlines to take a financial hit then criticizes them when they don't make money.

We let them know about the information they can get from social service agencies and local chapters of the National Association of Geriatric Care Managers.