The results look good. It's very positive in terms of the overall credit cost. The credit quality looks strong.

TD has a good growth story.

The fact that they are able to generate on their Canadian (personal and commercial) business 12 percent in earnings growth, I think that's very positive.

Only establishments that meet the extensive quality criteria required to become AAA Approved receive an AAA Diamond rating.

I've gotten a great deal of positive feedback on the quality of the sand.

Our main interest is to make sure all of these positive things are laid out. It's not only a fun day, but a day of knowledge and learning.