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The results look good. It's very positive in terms of the overall credit cost. The credit quality looks strong.


Brenda Lum

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However, the ratings on NTPC are constrained by the weak credit quality of its customers. A substant...
ANSHUKANT TANEJA Yes, it's an unambiguous positive. But in terms of its overall importance, it's only marginal.
CARLOS ASILIS We give Wal-Mart credit for its labor (cost) improvement in the quarter and hope this can continue.
EMME KOZLOFF You have to assume there will be more deals. That certainly would be a positive for credit quality i...
JOHN ATKINS We were too passive. I take credit for that. We were just trying to get very good looks.
BRIAN MOORE Strong lending results, respectable deposit growth, well-behaved credit trends and excellent results...
GEORGE SCHAEFER The quality of thoughts depends not on mind or heart, but on the humane words deeply embedded with c...
ANUJ SOMANY It was an unusually good quarter for credit losses. But it reflects a better credit environment, and...
MARK LANE The deal may be more or less credit neutral for most of the players and a slight credit positive for...
JAKE NEWMAN Giving credit where credit is due is a very rewarding habit to form. Its rewards are inestimable.
LORETTA YOUNG Although balance sheets look strong at this stage of the credit cycle, bond performance is likely to...
DIANE VAZZA Smithfield Foods is proud of John Morrell and its strong focus on meeting customer demand for our pr...
LARRY POPE The economy for next year looks like it is in very good condition. It looks much stronger than any o...
BARRY BOSWORTH A credit derivative, at its core, is actually a very simple concept... The simplest way to think of ...
BLYTHE MASTERS False hope," she said. "Guess that's better then no hope at all.
JAMES DASHNER When you live in the present, the past is forgotten & the future takes care of itself.
MANDY HALE We have very positive sales results at Mercedes-Benz in March. Overall we are above the year-earlier...
CHRISTOPH KOEPKE Your entire credit history -- both the good and the bad -- is contained in your credit report.
BARBARA ANTHONY The overall background is positive for Brazil, foreign investors are going in, and investors have a ...
CARLIN DOYLE St James's Place has this morning released a strong set of final results ... Looking ahead, the grou...
STUART DUNCAN They had good gains on sales, which indicates good investment decisions ... their credit quality rem...
CRAIG MAURER This is a company that has consistently delivered strong results, one quarter after another, and ove...
DEBBIE WANG [IBM itself is very positive about the recent quarter.] We achieved good earnings results despite a ...
LOUIS GERSTNER Impairments have been very much in line with our expectations. This will continue in retail terms to...
JAMES CROSBY Mark-to-market losses are not real loss. It's a notional loss. What we can monitor is the credit...
CHANDA KOCHHAR To get over the past, you first have to accept that the past is over. No matter how many times you r...
MANDY HALE We tried to be very conscious of making them look like they came from the same credit union.
ANGI FANGMAN We achieved a strong beginning to 2006 with our first quarter operating and financial results. Our t...
AUBREY PATTERSON Oregon, to its credit, is dealing with it.
BOB RUSSELL After 13 days in the job, I'm not sure I can take credit for these results!
GEORGE WESTON I like to open for a band as it brings on sort of a challenge and it makes things more interesting. ...
KELLY JONES The extra points are huge, and their guys are going for it. Give them credit. They have really opene...
JACK SPATES Overall, this was a strong quarter nearly across the board. The results are particularly positive re...
JOSEPH NADOL Overall, we remain positive that demand will continue to be strong for our freehold residential prop...
JAUHARI HAMIDI The impact of capital markets wasn't all negative, and they saw solid improvement in credit quality ...
DIANE GLOSSMAN Credit quality is a big issue -- safety and standards.
GREG DIXSON RBS had very strong results and announced a big new buyback, while Lloyds TSB came out with a cost c...
JAMES LEAL The results were very upbeat. However, Sony Ericsson may have lost market share compared to the four...
GREGER JOHANSSON We are pleased our strong financial standing and outlook enabled us to establish this new credit fac...
FERNANDO SANCHEZ I credit Google for having the foresight to identify threats to its main business of selling adverti...
BARRY RITHOLTZ The full-year results season coming through in Europe so far looks pretty positive.
ADRIAN DARLEY We can leave a place behind, or we can stay in that place and leave our selfishness (often expressed...
JOHN H. GROBERG We continue to look at ways to further unleash value from our ownership of Hughes while preserving o...
JACK SMITH If you're going to take credit for the good things that happen in your life take credit for the bad ...
JOHN LEACH It's very destructive in terms of cost to the park.
BOB LOVE What's all the fuss about in terms of this third quarter earnings warning? By any standard, these ar...
HOWARD WHEELDON The results seem quite strong and the cost commitment is visible.
JAVIER LODEIRO She was intimidating and all I could do was sit back on the couch as she paced back and forth, slowl...
IN THE MAKING Times were not the best, however, and, although much traffic was developed, the immense cost of the ...
JOHN MOODY We continue to benefit from the strength of our retail and credit businesses, which both contributed...
ARTHUR MARTINEZ We're looking at a pretty favorable environment for bank stocks, and financials in general, over the...
ANDREW COLLINS You have to give our kids a lot of credit. Things didn't look very good and we just kept battling. T...
DAVID MCGINNIS The influence of blogging is overall a very positive force in the media.
GARRETT GRAFF The HOPE scholarship tax credit provides up to $1,500 in tax credit for freshmen and sophomores, and...
ERIN KORSVALL The battle is not physical, it is spiritual and your mind is the battleground. Keep your mind pure a...
JEANETTE CORON I think you might want to give Villanova credit for that, but we also had some pretty good looks, th...
FRAN DUNPHY We're still positive on the stock. It's clear that ABB, after a downturn, is benefiting from strong ...
JAN LEROY She said 'Over my dead body!' so I took her at her word.
DIANA WYNNE JONES The end of the world is a strange concept. The world is always ending, and the end is always being a...
NEIL GAIMAN What is the Other?" they ask.
The Other is the one who taught me whatI should be like, but not ...
PAULO COELHO There is no limit to the good you can do if you don't care who gets the credit.
GENERAL GEORGE CATLETT MARSHALL Give credit to their goalie as he had some good saves.
ADAM SMITH Ethan's been around so long, it's a great credit to him. He might be as good a long-snapper as we've...
JOE GIBBS Life begins somewhere and ends somewhere with time but to get somewhere with the life you have depen...
ERNEST AGYEMANG YEBOAH The future is uncertain, but that can be a good thing.
JENNIFER NIVEN The companies that are seeing strong gross margin improvements are getting it not from improving the...
BILL DREHER You've got to give those guys credit. They made me work at both ends, and I didn't get a lot of good...
BOO DAVIS Both businesses profited from very strong seasonal demand, which is typically the positive surprise ...
AXEL FUNHOFF I give Iggy credit for deconstructing the very idea of entertainment.
KIM GORDON Credit card interchange fees are the third-largest expense for many chain drug stores after rent and...
CRAIG FULLER I don't know if I have a favorite color.
KATE MIDDLETON It's very special having a new little girl.
KATE MIDDLETON Look, my friends!' he called. 'Here's a pretty hobbit-skin to wrap an elven princeling in! If it wer...
J.R.R. TOLKIEN There is no greater glory than to die for love.
GABRIEL GARCíA MáRQUEZ Together they had overcome the daily incomprehension, the instantaneous hatred, the reciprocal nasti...
GABRIEL GARCíA MáRQUEZ She would defend herself, saying that love, no matter what else it might be, was a natural talent. S...
GABRIEL GARCíA MáRQUEZ You know, when the cost of capital goes down, when credit becomes cheap, people start taking greater...
FAREED ZAKARIA Now is the only time we have, and the only time that we have any control over.
RICHARD CARLSON Their guys did a nice job and the credit goes to Winthrop. They are a very good team.
JIM WELLS With the aid of this credit policy, however, Germany created an armament second to none, and this ar...
HJALMAR SCHACHT There is a spiritual hunger in the world today - and it cannot be satisfied by better cars on longer...
ADLAI E. STEVENSON The quality is unbelievable. I give the BGP people a lot of credit. They kept [the tapes] cold and a...
BILL SAGAN Lenders look at potential borrowers from many angles before extending credit: How much of its income...
MARK ZANDI Hail to you gods, on that day of the great reckoning. Behold me, I have come to you, without sin, wi...
THE BOOK OF THE DEAD When a man takes one step toward God, God takes more steps toward that man than there are sands in t...
THE WORK OF THE CHARIOT Credit card debt is almost always bad. At the very least, make sure that the amount of credit card d...
JAMES KIBLER In the beginning, there was nothing and from nothing came our species then behold the dawn of music....
GARY F EVANS... It's a play that's designed to get him a shot, but I can't take too much credit. I designed plays fo...
DENNIS WOLFF Here was one with an air of high nobility such as Aragorn at times revealed, less high perhaps, yet ...
J.R.R. TOLKIEN If you've got your house, got your car, got your two credit cards and you know there's no other cred...
BETH GIVENS Early on we played good defense, got some great looks [on offense] but just couldn't score. You got ...
CHARLEY TOOMEY Overall, we achieved solid results in 2005, with strong income growth in our tobacco businesses part...
LOUIS CAMILLERI America's credit unions have done so much to help victims of Hurricane Katrina, ... I encourage that...
JOANN JOHNSON It's all to do with the training: you can do a lot if you're properly trained.
QUEEN ELIZABETH II Like all best families, we have our share of eccentricities, of impetuous and wayward youngsters and...
QUEEN ELIZABETH II My husband has quite simply been my strength and stay all these years, and I owe him a debt greater ...
QUEEN ELIZABETH II It is easy enough to define what the Commonwealth is not. Indeed this is quite a popular pastime.
QUEEN ELIZABETH II I have to be seen to be believed.
QUEEN ELIZABETH II I have in sincerity pledged myself to your service, as so many of you are pledged to mine. Throughou...
QUEEN ELIZABETH II I hope that tomorrow we can all, wherever we are, join in expressing our grief at Diana's loss, ...
QUEEN ELIZABETH II

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BRENDA STRONG I have many influences and poets whose work I love. My personal canon includes Blake, Keats, Dickins...
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BRENDA MUSILLI Becoming an Intel STS semifinalist shows the world that this teen has exceptional promise and has th...
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BRENDA MILLER I can't go through another summer like I did last year.
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BRENDA MILLER Her dad and I felt that if Morgan lived on a soccer field at least we could have it at home.
BRENDA MILLER The failure to spay and neuter pets that's the biggest contributor to the pet population.
BRENDA MILLER Sometimes, when people have a problem with a dog and it disappears, I think they just don't care tha...
BRENDA MILLER I don't want a civil union, I want a marriage.
BRENDA MILLER We just want the kind of house where people can come over, get comfortable, have a glass of wine and...
BRENDA MAGNON We were just looking for the perfect spot and this piece of land came available - a full acre. And y...
BRENDA MAGNON I think more people don't build them because they're intimidated by the idea of decorating them. Wha...
BRENDA MAGNON Alvin loves living on the water and I love log homes.
BRENDA MAGNON The beauty of everything here is that even though they are all part of circus acts, everything is sc...
BRENDA LEWIS The beauty of everything here is that even though they are all part of circus acts, everything is sc...
BRENDA LEWIS Everyone has some kind of connection to or story about the circus, so there's really something for e...
BRENDA LEWIS Even though they probably didn't know it at the time, circus performers were practicing physics and ...
BRENDA LEWIS I believe I became one of the first singers to be launched via television exposure. I guess I was a ...
BRENDA LEE I always felt that I was one of the women who helped lay the foundation for rock and roll. But I'd a...
BRENDA LEE He loves the kids and does whatever he can to make them do their best. He is a wonderful father and ...
BRENDA LEE The growth of earnings per share this year does not justify the 100 percent shares increase.
BRENDA LEE We always watch the game. Well, we will cook and have some people over. My son-in-law is a big jock ...
BRENDA LEE Brother, if you want to get the lowdown, Come along and let's all have a hoedown.
BRENDA LEE Most of them have no place to go. The people most affected are from outside, but they're going to be...
BRENDA LEE A lot of people thought I'd died, because of your coverage, they know I'm still around.
BRENDA LEE felt like Cinderella at the ball.
BRENDA LEE I only wish Chet Atkins could be here for this joyous occasion.
BRENDA LEE I have tried to live as a professional to ensure that all those individuals that touch the children,...
BRENDA JONES We are hoping for a great turnout this year and also for great weather on the day of the tournament.
BRENDA JONES We like to have a mix of the legends and the younger acts.
BRENDA JONES Women do not give up their reproductive rights when they are in prison. Her sentence does not includ...
BRENDA JONES [All the biggest country stars have played Lanierland, including George Jones and Tammy Wynette and ...
BRENDA JONES The owners at the time thought, well, were going to have to give all this money back, ... And he com...
BRENDA JONES Every time hes supposed to be here, hes showed up,
BRENDA JONES It was always his dream to play golf for Auburn University. With the scholarship, we are helping som...
BRENDA JONES We plan to make this an annual event, because everyone enjoyed it so much.
BRENDA JONES I always like to say he'd be another Tiger Woods.
BRENDA JONES It's just a family hobby, a family event, for us. (Ole Fashion Day) is a way to come together. Every...
BRENDA JOHNSON It's an incomplete road at this point.
BRENDA JOHNSON We're cleaning up trash and debris and preparing the playground equipment for painting.
BRENDA JOHNSON We need participation from the residents because this is their neighborhood and they know it better ...
BRENDA JOHNSON I had a tough time getting help for myself because I was afraid to leave my children who needed me.
BRENDA JOHNSON People still think that, you know, it might be okay for a man, but it wouldn't happen to women. Moth...
BRENDA JOHNSON We want families to have accurate information so you know what you are dealing with, what the proble...
BRENDA JOHNSON It was a very unsafe situation. The goal of the city is to make sure everything is properly construc...
BRENDA JOHNSON It was surreal, just watching her. But this wasn't her first rodeo.
BRENDA JOHNSON She is so happy you wouldn't believe it. It's because of her that I am able to receive an honor like...
BRENDA JACKSON I'm totally shocked and humbled they would give me such an honor. When (Wofford athletic director) R...
BRENDA JACKSON I thought I was dreaming, ... I heard a really loud bang.
BRENDA JACKSON I knew them from the day they moved in,
BRENDA JACKSON ABC Lunchtime Events 2005.
BRENDA JACKSON I have a hunch we're going to get a few more calls from people who she might have victimized who wer...
BRENDA JACKSON He was a very good kid. He was always happy and always said hi,
BRENDA JACKSON I have always loved the game, ever since those days playing in my aunt's yard. I grew up idolizing M...
BRENDA JACKSON The coach at Ninety Six told coach Sharpe she really ought to be recruiting me. A lot of the local s...
BRENDA JACKSON I don't think there is any place in Stark County or Summit County like this.
BRENDA JACKSON When The Supremes were taking off, the company, the company would pull in records so that The Suprem...
BRENDA HOLLOWAY Then when Gladys Knight came in to do my songs that was the straw that broke the camel's back.
BRENDA HOLLOWAY Success to me was getting out of that contract in one piece.
BRENDA HOLLOWAY My costumes were made for sex appeal not for women.
BRENDA HOLLOWAY Motown's policy was to build one act at a time or their favorites.
BRENDA HOLLOWAY I was a black singer with a white voice, a perfect pop voice.
BRENDA HOLLOWAY I feel Motown really exploited me.
BRENDA HOLLOWAY A lot of times I can across as too masculine to men, and they couldn't handle me, they stayed away.
BRENDA HOLLOWAY When the Pierre office did not receive certain vouchers, some questions were asked. Other vouchers w...
BRENDA HILL Parents have commented over and over on how welcoming the people of Lufkin ISD have been,
BRENDA HILL We have these children spread out all over the district,
BRENDA HILL We have lots of exposed mud flats, ... but we will be closing the dam to flood those flats and facil...
BRENDA HILL Every principal, teacher and paraprofessional has risen to the occasion.
BRENDA HILL there certainly are more geese out there.
BRENDA HILL (He said), 'I think we have a problem.' I went over and didn't see anything at first. He goes, 'Coul...
BRENDA HILDRETH This has been in my family for three generations, this house. I've lost everything.
BRENDA HILDRETH I paid him $18,000 for this roof, another $10,000 to finish my siding, and he's not even here to see...
BRENDA HILDRETH It's devastating. I mean, my brother died in this house at 29. My grandfather died in this house, an...
BRENDA HILDRETH Although I'm pleased to learn that Maine is at the top of its class when it comes to our mental heal...
BRENDA HARVEY We still have some work to do.
BRENDA HARVEY They can help people choose what works.
BRENDA HARVEY We have lots of services. Though we continue to work on access to them.
BRENDA HARVEY I think it?s a very welcome rating in terms of Maine and how we compare nationally.
BRENDA HARVEY The first year of the show, none of the writers had children. I think we were writing it for our cat...
BRENDA HAMPTON Expect a lot of talking about sex. That's an arc that takes us through February.
BRENDA HAMPTON I think we've all grown up and it's simply time to leave home.
BRENDA HAMPTON Although we had anticipated this could be the last season, it was difficult breaking the news to the...
BRENDA HAMPTON I can remember watching [the first dailies] and all of us turning to each other and going, 'Hey, thi...
BRENDA HAMPTON The show has never fit WB the brand. Now I think their brand is changing a little bit. But there are...
BRENDA HAMPTON It's just a family you don't mind spending an hour with.
BRENDA HAMPTON I had in mind a minister friend in New York, who's just the coolest reverend ever.
BRENDA HAMPTON As with the Camden kids, it's time for us in this television family to leave home. We feel blessed t...
BRENDA HAMPTON We tell the girls harder is not always better, and they still got up there and hit it as hard as the...
BRENDA HADWIN She's really, really athletic and she's got an athletic mind. You can put her anywhere and she'll fu...
BRENDA HADWIN They played the best game I've seen them play all season long.
BRENDA HADWIN She's one of the finest athletes I've ever coached. She's extremely coordinated and can anticipate t...
BRENDA HADWIN It was a little disappointing. We played better than we did the first time, but I didn't think we pl...
BRENDA HADWIN We're looking for everybody who plays in the midfield and the front line to get shots on goal and ho...
BRENDA HADWIN They really look forward to mail. It's very high on their list of priorities. They really like the t...
BRENDA GUIDEN I didn't find anything appropriate, as far as what I wanted to say. They said a little bit, but they...
BRENDA GUIDEN It's important for their families to let them know they are not a disgrace. They're the ones who rea...
BRENDA GUIDEN And I stay in close contact with them.
BRENDA GUIDEN You should be happy to go to work every day.
BRENDA GRIFFIN I can't tell you one.
BRENDA GRIFFIN I can leave knowing that this school is operating smoothly.
BRENDA GRIFFIN When you get buy-in from everybody and you get suggestions, that is what makes a school successful.
BRENDA GRIFFIN I'm walking into what seems to be the perfect situation.
BRENDA GRIFFIN Experience: Citron 47 Restaurant and Lounge -- public liaison for food and liquor deliveries.
BRENDA GREENE What's your biggest regret?
BRENDA GREENE An interview is all about your answers to the company's questions,
BRENDA GREENE You got the interview because the company believes you have the necessary skills to handle the job. ...
BRENDA GREENE Employers feel they can teach you needed skills quickly. They want integrity, because after the late...
BRENDA GREENE When resumes come in, especially in this market, hiring managers aren't looking to find someone ... ...
BRENDA GREENE Yes, they are pretty silly sometimes,
BRENDA GREENE The North County is growing. As the community grows, there are expectations that the hospital will g...
BRENDA GRAY You set your setters two years apart in hopes that things work out. It happens, you have to fill tha...
BRENDA GRAY We're not turning a certain corner or direction. This season is more about continuing last year into...
BRENDA GRAY To be honest, my expectations coming into this season is to finish first or second in the conference...
BRENDA GRAY This is a huge undertaking on our co-op's part, but I think the risk is worth it because I think it ...
BRENDA FRITZ I won't say we are completely comfortable with it. We (the board) are mostly stay-at-home moms runni...
BRENDA FRITZ The proposal our board has come up with is something we feel we can live with.
BRENDA FRITZ We will have to spend money on advertising to let people know we have expanded. We have never spent ...
BRENDA FRITZ We really challenged them in terms of our communication and our focus. We reduced our turnovers in t...
BRENDA FRESE We competed [at Duke on Feb. 13] for 38 minutes but didn't finish the game. We talked about competin...
BRENDA FRESE Obviously to get that kind of quality rest is huge, especially with the turnaround.
BRENDA FRESE [We need to] continue to do what we've done. I think we've shown through the course of our regular s...
BRENDA FRESE I'd say, really, late January or early February is when we got our rotation down. I think the most e...
BRENDA FRESE What a tough team and what a tough conference. I think the exciting thing is parity has arrived in w...
BRENDA FRESE We have our hands full with the defending national champions in Baylor. With the young team we have,...
BRENDA FRESE We saw them getting into the paint more. Our defense was really breaking down.
BRENDA FRESE He's my right-hand man. There's numerous times where I leave him in charge to run practice. He's jus...
BRENDA FRESE There is no pressure. We're going out there to play basketball and play hard for 40 minutes. The gre...
BRENDA FRESE I am a shocker. I like to create controversy. It's my trademark.
BRENDA FASSIE I'm so good and so loving that men don't believe it.
BRENDA FASSIE I'd rather have happiness than money. People ask for it. Sometimes when I don't have it. I make othe...
BRENDA FASSIE I wanna be loved. I just wanna be loved.
BRENDA FASSIE I'd been shouting and shouting and no-one wanted to hear me. When I sing this song, I want to cry.
BRENDA FASSIE I'm going to become the Pope next year. Nothing is impossible.
BRENDA FASSIE We've been working really hard on being consistent on both ends. LC is a very consistent team. If yo...
BRENDA ELLIS Last time we played them, they made some runs and we didn't have any answers. This time LC made a co...
BRENDA ELLIS That was my hope, to give Brittany plenty of playing time on the JV team. I really figured she would...
BRENDA ELLIS It was a great team effort, and we've really been working on playing together as a team.
BRENDA ELLIS Defense was definitely our best offense last night.
BRENDA ELLIS We've been working on pressure man defense. Early on this season we used some zone, but just with ou...
BRENDA ELLIS We've been getting some help at practice by playing a 6-foot-5 girl. We've been defending her and sh...
BRENDA ELLIS We played great defense, the girls were very disciplined.
BRENDA ELLIS We just missed a couple of key baskets and they were able to capitalize. They were a little more con...
BRENDA ELLIS There are a lot of good teams in this tournament. This is going to be a tough district to get out of...
BRENDA ELLIS That's probably what saved his life.
BRENDA EAGLES I got the dog, but they wouldn't let me go back in because it was burning too bad.
BRENDA EAGLES I'm just sorry for the tenants.
BRENDA EAGLES She ran across the street and started banging on doors. She's a hero.
BRENDA EAGLES When I talk to Mark I have to constantly remind myself that he's just 13. And the Clearly family tru...
BRENDA DAVIS We started seven years ago as a one-day event.
BRENDA DAVIS A deer hunter flipped the switch for me. He dropped two books on my desk 'Diet for a New America' b...
BRENDA DAVIS truly two extraordinary public servants.
BRENDA DAVIS Today's arraignment was difficult beyond even what we had imagined, and there are no words to expres...
BRENDA DAM I personally was very happy to take it because I knew we would pass it.
BRENDA DAM These are resources we've pulled from our family.
BRENDA DAM I feel no mercy for him. He obviously didn't show my daughter any mercy, and I don't know if I could...
BRENDA DAM We're hoping and praying that this will motivate someone to come forward.
BRENDA DAM I was happy to take the lie detector test. I knew we would pass and that would keep the focus on fin...
BRENDA DAM Our precious Danielle was taken by a monster thinking only of self-gratification.
BRENDA DAM We talked after that (Illinois State series) to make sure that they really understood priorities on ...
BRENDA COLDREN I am very pleased with the fact the we was very consistent this weekend. We really saw a lot of peop...
BRENDA COLDREN