TD has a good growth story.

The fact that they are able to generate on their Canadian (personal and commercial) business 12 percent in earnings growth, I think that's very positive.

The results look good. It's very positive in terms of the overall credit cost. The credit quality looks strong.

I am looking at recurrent earnings growth of 10 percent in 2006 for the banks, if you strip out exceptional items. Industry loan growth should be about 8 percent this year.

I'm responsible for the growth of the business, and there are many different ways we can do that, through looking at subscriber growth and revenue per household.

They've had strong quarters before, especially the first quarter. Historically, that's been one of their strongest quarters. But whether this can be sustained, that's the next challenge.