The one principle that surrounds everything else is that of stewardship; that we are the managers of everything that God has given us,

We don't have as many managers as we should, but we would rather have too few than too many.

Here we are in some of the best economic times many of us have ever seen and they're deeper in debt than they've ever been. I think they sense they are in real financial trouble and if they don't get out of debt now, they wonder what will happen if the economy does turn down?

The calls are really up a lot.

The Word on Finances

We don't have as many managers as we should, but we would rather have too few than too many.