The Liars Club means a lot to us. I always go over and ask if they've solved the world's problems. They are accomplishing something. They're a good group of guys.

The Moose is still in charge. We're just hosting it.

The turnout they've gotten for this thing is incredible.

People can come in and work with us directly. We have been in this market and we will be in this market. We believe we are trusted advisors and people should be very careful in dealing with other lenders from outside the region who don't have the investment in the that local banks do.

We can't wave a magic wand and get rid of any of these people's problems, but what they want is they want to be heard,

They didn't hear from the public. I find that to be another one of the leadership problems we have in Deltona. They keep making these mistakes.