People can come in and work with us directly. We have been in this market and we will be in this market. We believe we are trusted advisors and people should be very careful in dealing with other lenders from outside the region who don't have the investment in the that local banks do.


Joseph Bartolotta

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JOSEPH JOUBERT
It is not true that democracy will always safeguard freedom of conscience better than autocracy. Wit...
JOSEPH SCHUMPETER
Monuments are the grappling-irons that bind one generation to another.
JOSEPH JOUBERT
There are men here and there to whom the whole of life is like an after-dinner hour with a cigar; ea...
JOSEPH CONRAD
Legislation, both statutory and constitutional, is enacted, it is true, from an experience of evils ...
JOSEPH MCKENNA
If you go in for argument, take care of your temper. Your logic, if you have any, will take care of ...
JOSEPH FARRELL
The best remedy for a short temper is a long walk.
JOSEPH JOUBERT
Enjoy your happiness while you have it, and while, you have it do not too closely scrutinize its fou...
JOSEPH FARRELL
People say that what we're all seeking is a meaning for life... I think that what we're really seeki...
JOSEPH CAMPBELL
It seems to have had an order, to have been composed by someone, and those events that were merely a...
JOSEPH CAMPBELL
Life, the way it really is, is a battle not between Bad and Good but between Bad and Worse.
JOSEPH BRODSKY
What should I say about life? That it's long and abhors transparence.
JOSEPH BRODSKY
I want to keep my dreams, even bad ones, because without them, I might have nothing all night long.
JOSEPH HELLER
Follow your bliss.
JOSEPH CAMPBELL
The notion of this universe, its heavens, hells, and everything within it, as a great dream dreamed ...
JOSEPH CAMPBELL
A man that is born falls into a dream like a man who falls into the sea. If he tries to climb out in...
JOSEPH CONRAD
How delightful to find a friend in everyone.
JOSEPH BRODSKY
Friendship improves happiness, and abates misery, by doubling our joys, and dividing our grief.
JOSEPH ADDISON
Friendships, in general, are suddenly contracted; and therefore it is no wonder they are easily diss...
JOSEPH ADDISON
The friendships of the world are oft confederacies in vice, or leagues of pleasures.
JOSEPH ADDISON
The greatest sweetener of human life is Friendship. To raise this to the highest pitch of enjoyment,...
JOSEPH ADDISON
What is a novel if not a conviction of our fellow-men's existence strong enough to take upon itself ...
JOSEPH CONRAD
I dare say I am compelled, unconsciously compelled, now to write volume after volume, as in past yea...
JOSEPH CONRAD
In sissy times, like these, one
JOSEPH BRODSKY
Every writing career starts as a personal quest for sainthood, for self-betterment. Sooner or later,...
JOSEPH BRODSKY
The aim of argument, or of discussion, should not be victory, but progress.
JOSEPH JOUBERT
The evolution of the capitalist style of life could be easily -- and perhaps most tellingly -- descr...
JOSEPH SCHUMPETER
Capitalism inevitably and by virtue of the very logic of its civilization creates, educates and subs...
JOSEPH SCHUMPETER
The capitalist engine is first and last an engine of mass production which unavoidably also means pr...
JOSEPH SCHUMPETER
Bureaucracy is not an obstacle to democracy but an inevitable complement to it.
JOSEPH SCHUMPETER
Facing it, always facing it, that's the way to get through. Face it.
JOSEPH CONRAD
To the believer Marxism presents, first, a system of ultimate ends that embody the meaning of life a...
JOSEPH SCHUMPETER
Communication is a two-way street. And while we revel in the reality that we can always get through ...
JOSEPH STOWELL
For the duration of its collective life, or the time during which its identity may be assumed, each ...
JOSEPH SCHUMPETER
Say nothing good of yourself, you will be distrusted; say nothing bad of yourself, you will be taken...
JOSEPH ROUX
He is great enough that is his own master.
JOSEPH HALL