The average coverage ($25,000 in contents) would probably run like $149 per year. That's about $12 a month ... it's not very much.

Basically, if it's nailed, tacked or screwed to the walls of the house it's part of the dwelling and it's covered by the landlord.

I would say with homeowners it is almost 100 percent because most have mortgages and lenders require homeowner's coverage.

Through snow covered forests of spirited dreams nourished to life by crystalline streams. Jan of http://jsmagic.net/emissary.

I'm not gone remix a record I don't got no love for.

Philly gave me my ambition and drive to get more. It's a reminder to stay on top of my game. That's not a place I want to go back to.