I would say with homeowners it is almost 100 percent because most have mortgages and lenders require homeowner's coverage.


Jan Mill

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They exist to ensure the affordability of homeowners insurance.
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The general tendency of things throughout the world is to render mediocrity the ascendant power amon...
JOHN STUART MILL
In this age, the mere example of non-conformity, the mere refusal to bend the knee to custom, is its...
JOHN STUART MILL
Foresight of phenomenon and power over them depend on knowledge of their sequences, and not upon any...
JOHN STUART MILL
The will of the people, moreover, practically means the will of the most numerous or the most active...
JOHN STUART MILL
He who lets the world, or his own portion of it, choose his plan of life for him, has no need of any...
JOHN STUART MILL
Unfortunately for the good sense of mankind, the fact of their fallibility is far from carrying the ...
JOHN STUART MILL
There are many who consider as an injury to themselves any conduct which they have a distaste for, a...
JOHN STUART MILL
But these few are the salt of the earth; without them, human life would become a stagnant pool. Not ...
JOHN STUART MILL
Both teachers and learners go to sleep at their post as soon as there is no enemy in the field.
JOHN STUART MILL
A person whose desires and impulses are his own—are the expression of his own nature, as it has be...
JOHN STUART MILL
Society can and does execute its own mandates: and if it issues wrong mandates instead of right, or ...
JOHN STUART MILL
The human faculties of perception, judgment, discriminative feeling, mental activity, and even moral...
JOHN STUART MILL
Truth gains more even by the errors of one who, with due study and preparation, thinks for himself, ...
JOHN STUART MILL
Persons of genius, it is true, are, and are always likely to be, a small minority; but in order to h...
JOHN STUART MILL
the only way in which a human being can make some approach to knowing the whole of a subject, is by ...
JOHN STUART MILL
A state which dwarfs its men, in order that they may be more docile instruments in its hands even fo...
JOHN STUART MILL
Every man who says frankly and fully what he thinks is so far doing a public service. We should be g...
JOHN STUART MILL
It is not because men's desires are strong that they act ill; it is because their consciences are we...
JOHN STUART MILL
Even despotism does not produce its worst effects, so long as individuality exists under it; and wha...
JOHN STUART MILL
The peculiar evil of silencing the expression of an opinion is, that it is robbing the human race; p...
JOHN STUART MILL
If all mankind minus one, were of one opinion, and only one person were of the contrary opinion, man...
JOHN STUART MILL
He who knows only his own side of the case knows little of that. His reasons may be good, and no one...
JOHN STUART MILL
Despotism is a legitimate mode of government in dealing with barbarians, provided the end be their i...
JOHN STUART MILL
There is the greatest difference between assuming an opinion to be true, because, with every opportu...
JOHN STUART MILL
Conversancy with Hegel tends to deprave one's intellect.
JOHN STUART MILL
No stronger case can be shown for prohibiting anything which is regarded as a personal immorality, t...
JOHN STUART MILL
If all mankind minus one were of one opinion, and only one person were of the contrary opinion, mank...
JOHN STUART MILL
Experience has taught me that those who give their time to the absorbing claims of what is called so...
JOHN STUART MILL
That a feeling is bestowed on us by Nature, does not necessarily legitimate all its promptings. The ...
JOHN STUART MILL