That's a one-in-the-hand versus two-in-the-bush.

It depends upon the age of the individual and the personal income tax situation, but I like the Roth IRA.

They're paying bond-like returns, and you're going to get capital appreciation from these things.

If somebody is super-wealthy and wants to be super-safe, owning some gold is fine for them, I personally don't think they'll see a significant rate of return on it.

We teach them to read in kindergarten, which makes a difference.

We didn't have any champagne to toast each other. But we did have some Diet Cokes up there. We lifted the Diet Cokes.