It depends upon the age of the individual and the personal income tax situation, but I like the Roth IRA.

That's a one-in-the-hand versus two-in-the-bush.

They're paying bond-like returns, and you're going to get capital appreciation from these things.

If somebody is super-wealthy and wants to be super-safe, owning some gold is fine for them, I personally don't think they'll see a significant rate of return on it.

This year online shopping has gone mainstream, where we're seeing a greater percentage of consumers from different age and income demographics buying on the Internet.

The former president's message is simple ... that existing economic opportunities like the earned income tax credit must be taken advantage of, especially in hurricane-devastated areas. And he says the number of citizens who miss such opportunities is surprising.