People buy the latest hot item. What they should be doing is buying the latest cold item.

It's the kind of business Chubb or Aetna won't touch.

Value went through its own bear market, and it was particularly painful when everything else was going so great.

It hasn't been a full recovery but it's been a good recovery in small value.

We buy things that are extraordinarily cheap.

The profile of the institution has risen in people's minds. People now know where we are. Not only those in South Florida but people in outer markets.