It hasn't been a full recovery but it's been a good recovery in small value.

Value went through its own bear market, and it was particularly painful when everything else was going so great.

It's the kind of business Chubb or Aetna won't touch.

People buy the latest hot item. What they should be doing is buying the latest cold item.

We buy things that are extraordinarily cheap.

We do a dangerous job but we don't want to ever minimize the value of our personnel,