One is a brand that resonates with the online consumer ... and two, a very successful techno-marketing campaign that we have exploited for the last six months.

One is a brand that resonates with the online consumer ... and two, a very successful techno-marketing campaign that we have exploited for the last six months,

Online technology is transforming the delivery of financial services. This alliance will open up new dimensions of convenience and control for the consumer. We envision the consumer being able to access, control and document his or her banking and investment activities through a single online source.

[E-Trade, the virtual stock brokerage, makes no bones about the fact that it is targeting full-service, full-commission brokers. Customers who open an account at www.etrade.com are offered a free copy of E-Trade's guide to online investing titled] Boot Your Broker. ... All those branch offices you all have are going to become fast-food outlets, so you might want to think about your career choices.

I know Frank to be a very decisive individual, and while this turnabout in such a short period of time is disconcerting, it is best for both companies now before coming on board with E*Trade Securities.

I have listened to shareowner concerns and want to dispel any doubt that my commitment to the success of this company is unwavering, ... I am eager to eliminate the distraction of the compensation discussion so that we can focus on the business of E*Trade Financial.