Naturally, we are honored that MIT has added our family of funds to its employees' retirement plans,

Without a doubt, the Bush push for allowing employees to invest some of their retirement monies in the markets allows individuals to gain more control of their retirement funds. Working for two employers -- the U.S. Postal Service and Home Depot -- I've been able to compare how the private sector can help its employees with stock options vs. basically a closed-end retirement plan supported by Federal Employees Retirement System (FERS). Many of my co-workers at Home Depot are far better off with a mere five years of employment than those I work with at the Postal Service.

Many Enron employees lost 70 percent to 90 percent of their retirement assets after the company indicated that it would re-state profit reports,

Time Warner retains that information to administer retirement, compensation and other benefits information for its employees,

Nobody is going to buy into the next million [employees] without having some sense what happened to the first million, ... This is too big for me to put my faith in.

It's never appropriate to take your retirement dollars and invest in company stock. It's suicidal to put all of your money in the company.