It's never appropriate to take your retirement dollars and invest in company stock. It's suicidal to put all of your money in the company.

If your kid doesn't go to college, you subsidize your own retirement.

He's not getting the kind of diversification he thinks because they're all in large company growth, ... If he held small company funds or value funds or foreign, he'd have wider diversification, and far lower risk.

Musicians don't retire; they stop when there's no more music in them.

Retirement - Because you've given so much of yourself to the company that you don't have anything left we can use.

The realignment has resulted in 33 percent of WMT district managers being reassigned or facing early retirement as the company attempts to narrow its leadership gaps in the field. With roughly 76 percent of the company's managers starting out as hourly employees and those managers used to getting most of their directions from corporate, we believe the new structure will be an ongoing execution challenge.