Most are extreme optimists, who see opportunity all over, especially in their field. Often, their success prevents them from being conservative and protecting their downside.

It's still important to be across the asset classes. A bit of everything goes a long way.

Don't automatically choose the annuity payout many of them offer if you're given a choice. Again, the IRA just gives you more flexibility.

IRAs give you more control and they give you more investment options than a 401(k).

Making that transition from paycheck to no paycheck scares a lot of people.

Because we think that together those two sites can offer open space opportunity. They can offer perhaps some extreme sports opportunity. Perhaps bringing residential to the two former buildings there, just bringing more people into that area.