It sometimes seems like our financial system is set up to penalize those who know the least and have the least … It appears to me that the system has gone beyond beware to buyer be damned.

We're finding that our average payday loan customer earns just over $50,000 a year. We've given loans to a wide range of customers from nurses to construction workers - the payday-loan business isn't simply a blue- collar business anymore.

Sometimes it’s not about making a ton of money in one night, just to spend the rest of your life waiting on the next payday. You will fare better investing time, planning, strategic thinking in order to secure a stable, fruitful future.

The pain goes away on payday.

Ten or 15 years ago the IMF and the World Bank were out there making little loans here and there, but they weren't out saving the world, ... They've been unfairly criticized of doing a bad job.

Obviously the commonwealth is not a bank, and it is not in a position to provide loans to county or city governments. However, we are well aware of this issue and are confident that we will find a way to work with the city and county in the same cooperative spirit that we have to solve other fiscal challenges over the past two years.