There is plenty of blame to go around for the U.S. housing bubble, but not much of it belongs to Fan...
MARK ZANDI There is no better way to quickly buoy hard-pressed homeowners than helping them take advantage of t...
MARK ZANDI Too-easy credit and millions of bad loans made during the U.S. housing bubble paved the way for the ...
MARK ZANDI Potential home buyers have a two-step decision process. First, they determine whether they can affor...
MARK ZANDI The Bush tax cuts should be extended permanently for families with annual incomes of less than $250,...
MARK ZANDI Lenders look at potential borrowers from many angles before extending credit: How much of its income...
MARK ZANDI Indeed, the FHA was born out of the Great Depression, which was also caused in significant part by a...
MARK ZANDI The clearest way to cut some of this fiscal drag would be to extend the current payroll tax holiday ...
MARK ZANDI Defaulting on the nation's debt would be cataclysmic. The U.S. Treasury's Aaa rating is the ...
MARK ZANDI President Obama's reelection started the countdown for lawmakers to address the fiscal cliff and...
MARK ZANDI Distressed properties are often vacant and in disrepair, and thus sold at significant discounts. As ...
MARK ZANDI The key to house prices is the share of foreclosure or short sales in the total housing market. When...
MARK ZANDI Investor demand for distressed property has been healthy, as rents rise to levels that can cover inv...
MARK ZANDI The Tea Party was born out of the disgust many Americans felt early in the financial crisis upon lea...
MARK ZANDI It is easy to be pessimistic. These are extraordinarily difficult times, and the collective psyche i...
MARK ZANDI The biggest culprits in the housing fiasco came from the private sector, and more specifically from ...
MARK ZANDI The impact on pricing is starting to fade.
MARK ZANDI In a forbearance, the homeowner pays interest and principal on a smaller mortgage, at least for a ti...
MARK ZANDI Our economy isn't going to recover until the housing market finds its footing.
MARK ZANDI I think what we have in store is a slow deflating of the housing bubble, not a bursting of the bubbl...
MARK ZANDI We have a sturdy job market.
MARK ZANDI A bunch of problems that we have ahead of us are largely because of these tax cuts. They are very co...
MARK ZANDI It is hard to be enthusiastic about the economy's prospects when house prices are falling: House...
MARK ZANDI It's always a bit difficult to read the economic data in the winter, just because activity is thinne...
MARK ZANDI Past experience with fiscal austerity at home and overseas strongly suggests that it is best for the...
MARK ZANDI Housing was ground zero for the Great Recession. Between early 2006 and Obama's inauguration in ...
MARK ZANDI That's a healthy pickup. The pendulum, which had been fully in favor of employers, is swinging back ...
MARK ZANDI Implicitly, ... 'I can keep raising rates, and most homeowners won't suffer.'
MARK ZANDI Greenspan should weigh against asset markets in the good times -- just as he works to support them i...
MARK ZANDI Consumers will see higher prices on coffee beverages and even chocolate if the raw supplies get back...
MARK ZANDI Consumers are likely to pay more for lumber, coffee, chocolate, perhaps sugar _ anything that we imp...
MARK ZANDI The Port of New Orleans alone imports 250,000 tons of coffee every year.
MARK ZANDI People are able to pull money out of their homes and put it into their gas tanks. So the overall eff...
MARK ZANDI The economy is going to be hit hard by Katrina, and it is going to be hardest on consumers who are a...
MARK ZANDI Katrina is going to muck things up; it's just a question to what degree.
MARK ZANDI Most likely the higher prices will slow growth, ... But there is the growing threat that we get a co...
MARK ZANDI In the next few months, there's no upside. And this winter, we're going to feel it more noticeably a...
MARK ZANDI [At a minimum, this will hit consumers' pocketbooks—and perhaps their confidence. Before Katr...
MARK ZANDI If protectionist sentiment boils over, that could be a precipitating factor for the dollar. In a dol...
MARK ZANDI I think the message in this inverted yield curve is muddled. I think it is something to watch and to...
MARK ZANDI There is no indication that the job market outside of the impacted Gulf Coast has skipped a beat. Th...
MARK ZANDI If the Fed were going to pause in response to Katrina, it probably would be in November and December...
MARK ZANDI The Fed chair doesn't matter a lot to the average person in normal times. He matters an awful lot wh...
MARK ZANDI Now, I do think when we move into 2012 and '13 when, presumably, the economy is on firmer ground...
MARK ZANDI I think they're going to stick to their script, that they're going to continue to tighten at each me...
MARK ZANDI [At a minimum, this will hit consumers' pocketbooks—and perhaps their confidence. Before Katrina, ...
MARK ZANDI An internal breakthrough is a burden, an external one is a blessing.
MARK I'm a city boy. I grew up in a big city, in Birmingham, and I want to write about a city. It'...
MARK BILLINGHAM Good friends, good books and a sleepy conscience: this is the ideal life.
MARK TWAIN I miss both of my parents terribly every day, but especially as we approach Thanksgiving. We always ...
MARK SHRIVER My books are like water; those of the great geniuses are wine. (Fortunately) everybody drinks water.
MARK TWAIN Thousands of geniuses live and die undiscovered - either by themselves or by others.
MARK TWAIN It ain't what you don't know that gets you into trouble. It's what you know for sure tha...
MARK TWAIN We shall never change our political leaders until we change the people who elect them.
MARK SKOUSEN The travel and tourism industry is the lifeblood of many states around the country - including Flori...
MARK FOLEY The wit knows that his place is at the tail of a procession.
MARK TWAIN India has 2,000,000 gods and worships them all. In religion, all other countries are paupers; India ...
MARK TWAIN Ideally a book would have no order to it, and the reader would have to discover his own.
MARK TWAIN I never let schooling interfere with my education.
MARK TWAIN Nothing so needs reforming as other people's habits.
MARK TWAIN Civilization is the limitless multiplication of unnecessary necessities.
MARK TWAIN The trouble ain't that there is too many fools, but that the lightning ain't distributed rig...
MARK TWAIN There is no distinctly American criminal class - except Congress.
MARK TWAIN In the Spring, I have counted 136 different kinds of weather inside of 24 hours.
MARK TWAIN Don't go around saying the world owes you a living. The world owes you nothing. It was here firs...
MARK TWAIN But who prays for Satan? Who, in eighteen centuries, has had the common humanity to pray for the one...
MARK TWAIN The more you explain it, the more I don't understand it.
MARK TWAIN The human race has one really effective weapon, and that is laughter.
MARK TWAIN Giving up smoking is the easiest thing in the world. I know because I've done it thousands of ti...
MARK TWAIN It's not the size of the dog in the fight, it's the size of the fight in the dog.
MARK TWAIN The more things are forbidden, the more popular they become.
MARK TWAIN The lack of money is the root of all evil.
MARK TWAIN Go to Heaven for the climate, Hell for the company.
MARK TWAIN When Facebook was getting started, nothing used real identity - everything was anonymous or pseudony...
MARK ZUCKERBERG Optimist: day dreamer more elegantly spelled.
MARK TWAIN Name the greatest of all inventors. Accident.
MARK TWAIN Man was made at the end of the week's work, when God was tired.
MARK TWAIN Loyalty to petrified opinion never yet broke a chain or freed a human soul.
MARK TWAIN My success was due to good luck, hard work, and support and advice from friends and mentors. But mos...
MARK WARNER There are lies, damned lies and statistics.
MARK TWAIN Facts are stubborn, but statistics are more pliable.
MARK TWAIN Part of the secret of a success in life is to eat what you like and let the food fight it out inside...
MARK TWAIN Kindness is the language which the deaf can hear and the blind can see.
MARK TWAIN The very ink with which history is written is merely fluid prejudice.
MARK TWAIN Often it does seem such a pity that Noah and his party did not miss the boat.
MARK TWAIN I make it a rule never to smoke while I'm sleeping.
MARK TWAIN The right word may be effective, but no word was ever as effective as a rightly timed pause.
MARK TWAIN All generalizations are false, including this one.
MARK TWAIN 'Classic.' A book which people praise and don't read.
MARK TWAIN I wear the same outfit or, at least, a different copy of it almost every day.
MARK ZUCKERBERG The human race is a race of cowards; and I am not only marching in that procession but carrying a ba...
MARK TWAIN The secret of getting ahead is getting started.
MARK TWAIN Let us endeavor so to live so that when we come to die even the undertaker will be sorry.
MARK TWAIN I don't like to commit myself about heaven and hell - you see, I have friends in both places.
MARK TWAIN There was a point when I was 15 or 16 that I realized that my father wanted me to be a loner. I deci...
MARK VONNEGUT Human cultural diversity is vast; the range of cultural practices, beliefs, and languages that we sp...
MARK PAGEL I made my name and reputation DJing in hip-hop clubs in New York. 'Celebrity DJ' is a term t...
MARK RONSON Kids don't need to be taught the value of making; they are natural makers, at least until tradit...
MARK FRAUENFELDER Denial ain't just a river in Egypt.
MARK TWAIN I think a lot of people who say they are bisexual aren't.
MARK GATISS Defending birthright citizenship is about being on the right side of liberty. The 14th Amendment is ...
MARK MCKINNON If I owned half of that dog, I would shoot my half.
MARK TWAIN I believe we have to nip Ebola in the bud before it spreads through Africa and to other countries.
MARK ZUCKERBERG Our prayer and God's mercy are like two buckets in a well; while the one ascends the other desce...
MARK HOPKINS Launching a Broadway show is like no other endeavor. It's taxing because you're present - it...
MARK HAMILL What? No one wants my bouquet! Somebody better pick it up! Somebody better pick up my bouquet!
MARK MCKINNEY To me, all war is failure for humanity, though it often is a bounty for commerce.
MARK EDWARDS What is Man? Man is a noisome bacillus whom Our Heavenly Father created because he was disappointed ...
MARK TWAIN When I was a boy of 14, my father was so ignorant I could hardly stand to have the old man around. B...
MARK TWAIN When you have prayed for victory you have prayed for many unmentioned results which follow victorymu...
MARK TWAIN The teacher reminded us that Romes liberties were not auctioned off in a day, but were bought slowly...
MARK TWAIN By his father he is English, by his mother he is Americanto my mind the blend which makes the perfec...
MARK TWAIN So I became a newspaperman. I hated to do it but I couldnt find honest employment.
MARK TWAIN The people of those foreign countries are very, very ignorant. They looked curiously at the costumes...
MARK TWAIN We should be careful to get out of an experience only the wisdom that is in itand stop there; lest w...
MARK TWAIN The difference between the almost right word and the right word is really a large mattertis the diff...
MARK TWAIN Say the report is exaggerated.
MARK TWAIN A jay hasnt got any more principle than a Congressman. A jay will lie, a jay will steal, a jay will ...
MARK TWAIN To my mind Judas Iscariot was nothing but a low, mean, premature Congressman.
MARK TWAIN I think I can say, and say with pride, that we have some legislatures that bring higher prices than ...
MARK TWAIN A myriad of men are born; they labor and sweat and struggle; ...they squabble and scold and fight; t...
MARK TWAIN Life does not consist mainly, or even largely, of facts and happenings. It consists mainly of the st...
MARK TWAIN Annihilation has no terrors for me, because I have already tried it before I was born --a hundred mi...
MARK TWAIN Whoever has lived long enough to find out what life is, knows how deep a debt of gratitude we owe to...
MARK TWAIN We never become really and genuinely our entire and honest selves until we are dead -- and not then ...
MARK TWAIN Let us endeavor so to live that when we come to die even the undertaker will be sorry.
MARK TWAIN All say, How hard it is that we have to die -- a strange complaint to come from the mouths of people...
MARK TWAIN Persons attempting to find a motive in this narrative will be prosecuted; persons attempting to find...
MARK TWAIN Write without pay until somebody offers to pay you. If nobody offers within three years, sawing wood...
MARK TWAIN As to the adjective, when in doubt strike it out.
MARK TWAIN I am admonished in many ways that time is pushing me inexorably along. I am approaching the threshol...
MARK TWAIN Methuselah lived to be 969 years old . You boys and girls will see more in the next fifty years than...
MARK TWAIN The older we grow the greater becomes our wonder at how much ignorance one can contain without burst...
MARK TWAIN When your friends begin to flatter you on how young you look, it's a sure sign you're getting old.
MARK TWAIN All you need in this life is ignorance and confidence, and then success is sure.
MARK TWAIN The only way to keep your health is to eat what you don't want, drink what you don't like, and do wh...
MARK TWAIN To cease smoking is the easiest thing I ever did. I ought to know because I've done it a thousand ...
MARK TWAIN All workers, whether they are employed in the private or public sector, should avoid living 'pay...
MARK SKOUSEN Fear is an underrated emotion. And that's why I think it's very dangerous to try and cosset ...
MARK GATISS I have a very dear family and very dear friends. They're my rock. These are people who knew me f...
MARK RUFFALO I'm nutty bunny number two. I love me and I love you.
MARK MCKINNEY James Cagney, Steve McQueen, I loved all those guys. I grew up loving the movies but had no desire t...
MARK WAHLBERG There's a certain way you stand to give yourself authority, which gives you the texture for the ...
MARK GODDARD I couldn't have left my career as an actor on a better note than to have done a cameo in the Los...
MARK GODDARD I vaguely remember in the '90s when Calvin Klein started making unisex CK1. Don't worry abou...
MARK RONSON Well, right now we're so busy that I kind of had to put all the hobbies on hold. But I like goin...
MARK KELLY I have traveled down this path before - 'List of Seven' and 'Twin Peaks' both have t...
MARK FROST We have pension funds with 1.5 trillion euros investments, and they want to find business opportunit...
MARK RUTTE We need not to just kill the boat-smuggling business model: we also need to get rid of this asylum-s...
MARK RUTTE We are a mission-driven company. In order to do this, we have to build a great team. And in order to...
MARK ZUCKERBERG The best person to get something done is a busy person.
MARK BURNETT The Romney candidacy is better than it was four years ago, but it's not clear that it's good...
MARK STEYN I don't buy the argument that there can't be a successful independent candidacy for the pres...
MARK MCKINNON Having been heavily involved in the planning of a couple of G.O.P. conventions, my view is, we shoul...
MARK MCKINNON Mom's dad was in the army, stormed the beach at Normandy, fought through the French hedgerows, t...
MARK HOPPUS In my movies, I'm not trying to erase any old image of myself, really. And also I'm not tryi...
MARK WAHLBERG When I'm in the middle of making a movie, I have blinders on; it's all about just getting th...
MARK WATERS Never have a battle of wits with an unarmed person.
MARK TWAIN It could probably be shown by facts and figures that there is no distinctly native American criminal...
MARK TWAIN Man was made at the end of the week's work, when God was tired
MARK TWAIN It is a mistake that there is no bath that will cure people's manners, but drowning would help.
MARK TWAIN Man is the only animal that blushes - or needs to.
MARK TWAIN Lord save us all from old age and broken health and a hope tree that has lost the faculty of putting...
MARK TWAIN To succeed in the other trades, capacity must be shown; in the law, concealment of it will do.
MARK TWAIN Between us, we cover all knowledge; he knows all that can be known and I know the rest.
MARK TWAIN The church is always trying to get other people to reform; it might not be a bad idea to reform itse...
MARK TWAIN Stars are good too. I wish I could get some to put in my hair. But I suppose I never can. You would ...
MARK TWAIN If you're a big celebrity, you get money to be private. I'm just a working stiff. I don'...
MARK FUHRMAN There are German songs which can make a stranger to the language cry.
MARK TWAIN The trouble with the world is not that people know too little, but that they know so many things tha...
MARK TWAIN Optimist: Day-dreamer more elegantly spelled
MARK TWAIN Necessity is the mother of "taking chances"
MARK TWAIN I remember riding my bike down the boardwalk with nowhere to go and looking at the girls. It was rea...
MARK RUFFALO Distance lends enchantment to the view
MARK TWAIN Be good and you will be lonesome.
MARK TWAIN Chastity - you can carry it too far
MARK TWAIN The scientific theroy I like best is that the rings of Saturn are composed entirely of lost airline ...
MARK RUSSELL To be good is noble, but to teach others how to be good is nobler--and less trouble.
MARK TWAIN Most writers regard truth as their most valuable possession, and therefore are most economical in it...
MARK TWAIN Fiction is obliged to stick to possibilities. Truth isn't.
MARK TWAIN Here's one of my bad habits: when I go to someone's house, I head straight to their bookshel...
MARK FRAUENFELDER Whether you do stand-up comedy or write a story, you have a duty to deliver. As a comedian, you walk...
MARK BILLINGHAM China is responsible for a lot of the major conservation issues we're facing. It's the main ...
MARK CARWARDINE When you cannot get a compliment in any other way pay yourself one.
MARK TWAIN There is nothing you can say in answer to a compliment. I have been complimented myself a great many...
MARK TWAIN Never learn to do anything. If you don't learn, you will always find someone else to do it for you.
MARK TWAIN Americans are notoriously ill-equipped for self-reflection. We're usually a very boisterous, out...
MARK FROST I can't do literary work for the rest of this year because I'm meditating another lawsuit and lookin...
MARK TWAIN The turning point for me was when the Supreme Court installed Bush in 2000, even though he got half ...
MARK EDWARDS A true knowledge of ourselves is knowledge of our power.
MARK RUTHERFORD Humor must not professedly teach and it must not professedly preach, but it must do both if it would...
MARK TWAIN Wit is the sudden marriage of ideas which, before their union, were not perceived to have any relati...
MARK TWAIN Wit and Humor -- if any difference, it is in duration -- lightning and electric light. Same material...
MARK TWAIN Everything human is pathetic. The secret source of Humor itself is not joy but sorrow. There is no...
MARK TWAIN There is a great deal of human nature in people.
MARK TWAIN If man had created man, he would be ashamed of his performance.
MARK TWAIN There are times when one would like to hang the whole human race, and finish the farce.
MARK TWAIN The human race was always interesting and we know by its past that it will always continue so, monot...
MARK TWAIN Man is a creature made at the end of the week's work when God was tired.
MARK TWAIN Such is the human race. Often it does seem such a pity that Noah and his party did not miss the boat...
MARK TWAIN