For a lot of parents, it just seems like there are other concerns. They focus on education and staying out of trouble and by doing that they somehow believe that [financial security] will take care of itself.

I don't think parents address the whole child. I think they fragment and they focus on education, and they neglect the social emotional side of child rearing.

The problem is, [parents] don't understand how little time it takes to accumulate quite a bit of money.

Their offense makes you tired, but when you're not mentally tough you don't focus and do the things you have to do to win. We had them on the run. On that third-down play, the safety has to get some depth, get off the hash (mark). That's basic football.

I would have (entrants) focus on a commercial that their parents would like.

It allows the parents to focus as well.