Contributing to a college fund for a grandparent can be very inexpensive. One good thing to encourage is gifts of traditional savings bonds.

These are all truly gifts of love that you have given to those in our community.

That's a requirement for about 99 percent of college applications. They really need to make the most of their time off. It's a good time for them if the use it wisely.

I don't lecture any more; it bores people rigid. I read and I talk. After you teach college for a while, that becomes fairly easy to do. A formal lecture makes people sit up straight and feel like they need to take notes for an exam later, and I don't want them to feel that way.

I would choose the best college football player ever ? Vince Young. I've never seen anyone who could do the things he could do. He's very athletic and versatile. He could take our business to another level. He will do many things that we never thought was possible.

Because we think financial aid is an important component for low income students that might not otherwise go to college, we want to be able to serve more students with more money, especially the neediest.