Because we think financial aid is an important component for low income students that might not otherwise go to college, we want to be able to serve more students with more money, especially the neediest.

Twenty-five thousand of the neediest students don't receive state aid. What we would like to see is that state grants are transparent for students so they can do their financial planning for college, and it can be transferred between institutions and that they are given to the neediest students.

Although there are more students from low-income families with college aspirations and more first-generation college students, we need to do a better job of seeing these students through to graduation.

Studies have shown that high; unmet need is a barrier to college for many low-income students. The bill will gradually lower charges for some students, known as origination fees, over the next five years.

College students usually have some discretionary income. They frequent restaurants. Their parents stay in hotels, ... Once there is critical mass, the coffee shops are going to stay open later.

We believe this commitment to education is a win-win. It helps students and parents pay for college, while strengthening our partnership with colleges and universities.