Basel II means that capital required is more aligned with risk than Basel I was.

There is now a need for all involved in this process, including political leaders on both sides of the Atlantic, to work very closely together to meet the current Basel II implementation changes.

We like to create our own goodwill instead of paying for it.

If the risk is fully aligned with your purpose and mission, then it's worth considering.

If maintenance is deferred, these buildings and structures decay to the point that major capital outlay is required.

I would like philanthropists to take more risks and invest more in risk capital.