You've got a roomful of people - the baseline of the Democratic process. Listen to the roomful of people.

These regulations aren't about stopping a Wal-Mart. These regulations are about making Stafford a beautiful place to live forever and ever.

The people who can least afford it sign up for these loans. Adjust your withholding, talk to your landlord or borrow from your mother--almost anything is better than one of these loans.

People worked seven days for 12-14 hours, there was no regulation of any kind - there were no trash pick-ups, there were dead horses lying in the streets - and through all of this walked our great American whirling dervish, Walt Whitman, saying 'I find it all to my taste, I find it all miraculous and strange, and yes, even beautiful',

Where you going to put people? You have to go up.

Nobody plans to dig themselves into a financial hole, but going into Christmas 2005 many people were still paying for Christmas 2004.