You're wrapping up your 2005 tax return and are in the mind-set to think about what you did right this year and what you did wrong.

There was an absolutely closed mind,

I've been taking care of the place for 12 or 13 years now. I don't mind, but it would be nice to see these buildings used again.

It's better to file an extension than do something so fast that you make mistakes.

It's the last minute, and you still have time, but try not to wait to the very, very last minute. It's not time to panic; it's time to get to work.

If I'm going to be the nagging mother type, if you have a lot of debt, especially high-interest credit-card debt, pay some of that off with your refund.