You're one person and I could have a group of loans that will go to that bank.

We've heard the bad news. Now we have to hear the good news.

I would say John Hancock is a definite [buyout] candidate.

There's going to be further consolidation in the insurance industry, and I would say John Hancock is a definite candidate.

In some cases we will even contact the author's institution and say, 'You should look into this because it was not kosher.

For the first year, it's going to be more of a single-ticket audience (at MAC), ... Hopefully it will be a new audience that isn't familiar with our work, and hopefully (they'll) become subscribers down the line.