You've got to take the road you need to take, and only you can make that calculation. Not your dad, not your friend. You have to take it if you feel it instinctively.

You've always got to think about having some fixed income in your portfolio as well as equities.

You can make up your mind to do one of two things: You can have a good time in life, or you can have a successful life, but you can't have both. You have got to make up your mind at the start which of the two you are going to have.

You want banks to take some risk, but intelligent risk.

There is no royal road to a successful life, as there is no royal road to learning. It has got to be hard knocks, morning, noon, and night, and fixity of purpose.

Make your employer feel truthfully that you are sincere with him; that you are going to promote his interest; that you are going to stand for the things which he represents; that you are proud of being a member of his staff, and there is nothing that will reap you a richer reward. Loyalty above all!