You want a vehicle that's going to crash and crumple in a controlled way, so you don't get a lot of sharp metal intruding into the car,

We're operating in primitive conditions. The size and scope is bigger than anything we've ever seen.

It's not the right time to have a decision about a federal backstop for disaster coverage. We don't think the entire country should be subsidizing people living in coastal areas.

You want a vehicle that's going to crash and crumple in a controlled way, so you don't get a lot of sharp metal intruding into the car. The force and the energy have to go somewhere. You actually want the car to look bad in the crash.

Where the private market can work, that is our absolute preference.

This will be one of the - if not the - biggest single event in terms of insured losses in U.S. history.