You see a real disparity out there. Some fund companies get it and some don't get it that the Web matters.

Fund companies are having trouble justifying building up Web sites. It's amazing how few fund companies advertise at portals, Morningstar and online business sites.

You need to re-establish a connection to the consumer. People need help wading through the confusion.

Everyone wants to make money on the Web, but nobody wants to spend the money to do it.

I'll always be a party monster. I'll always love getting dressed up.

Watch out for the average--they're usually hiding something big.