You now have to make 100 percent to get even.

In a business with zero income until liquidation, what are your resources? What are your abilities to borrow? Without that, you'll never make it.

It's too good to pass up.

(A lot of self-employed people) don't make the effort to set up the right plan and to fully fund it.

They often have the false impression that their business will be their retirement.

Re-allocate if you have too much in one area.