You need to be diversified because you don't know which sector is going to get hit next. Just realize that nothing is ever that easy and that every recession is different.

We expect the Vanguard 500 Index Fund to surpass the Magellan Fund in terms of net managed assets by late next year or early 2000.

Humana shares look fairly valued and we continue to favor the larger, more diversified names in the sector with strong operating platforms.

Next week we have a raft of earnings in the tech sector, with STM, Philips and Nokia. We have got to see evidence that if the bad news is not turning into good news, then at least the bad news is slowing,

Schools we don't hit this year, we'll start with next year.

We can't be paying pensions to the next generation of federal workers when hardly anyone in the private sector gets them.