You must have courage to bet on your ideals, to take calculated risk, and act.. Everyday living requires courage if life is to be effective and bring happiness.

Low selfesteem is like driving through life with your hand break on.

Emptiness is a symptom that you are not living creatively. You either have no goal that is important enough to you, or you are not using your talents and efforts in a striving toward an important goal.

The ability to discipline yourself to delay gratification in the short term in order to enjoy greater rewards in the long term is the indispensable prerequisite for success.

For imagination sets the goal ''picture'' which our automatic mechanism works on. We act, or fail to act, not because of ''will,'' as is so commonly believed, but because of imagination.

Close scrutiny will show that most ''crisis situations'' are opportunities to either advance, or stay where you are.